1315 S Porter St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1315 S Porter St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,521 sqft · built 1997
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$281,000 (Jul 2019)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Jul 2026 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-25-321`

Property Details

APN / Parcel Number

Primary APN	`304-25-321`
Alternative APN	`304253211`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,521 sqft Living Area
Gross Area	1,701 sqft
1st Floor Area	771 sqft
2nd Floor Area	750 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,401 sqft (0.124 acres)
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1315 S PORTER ST
City	GILBERT
State	AZ
Zip	85296-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LINDSAY RANCH UNIT 1 MCR 377-19
Legal Range	6E
Legal Township	1S
Legal Section	20
Legal Subdivision	LINDSAY RANCH UNIT 1
Legal Lot Number	132
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3009
Census Tract	814500

Owner

1315 S Porter St is owned and occupied by an individual who bought it in July 2019.

Source: Maricopa County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1315 S PORTER ST, GILBERT, AZ 85296-4230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jul 18, 2019	Warranty Deed, Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	Feb 27, 2015 · Amount on File
Deed Document Number	2019543101
Prior Transfer Date	Jun 7, 2007
Prior Transfer Doc	0000708935
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 6, 2026
Property Address	1315 S PORTER ST, GILBERT, AZ 85296-4230
Document Number	0000401206
Instrument Date	Mar 27, 2026
Instrument	2026401206
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 S PORTER ST, GILBERT, AZ 85296-4230

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1315 S PORTER ST, GILBERT, AZ 85296-4230
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 S PORTER ST, GILBERT, AZ 85296-4230

Mortgage

Document Number	0000996927
Date	Sep 15, 2021
Instrument	20210996927

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1315 S PORTER ST, GILBERT, AZ 85296-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 S PORTER ST, GILBERT, AZ 85296-4230

Mortgage

Document Number	0001265972
Date	Dec 22, 2020
Instrument	20201265972

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 18, 2019
Property Address	1315 S PORTER ST, GILBERT, AZ 85296-4230
Document Number	0000543101
Map Reference	MB 377 PG 19
Instrument Date	Jul 11, 2019
Instrument	20190543101
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EQUITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1315 S PORTER ST, 1315, GILBERT, AZ 85296-4230

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1315 S PORTER ST, GILBERT, AZ 85296-4230

Mortgage

Document Number	0000543102
Date	Jul 18, 2019
Instrument	20190543102

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1315 S Porter St was $1,438.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,820 (+106.75%)	$388,200 (+5.55%) Land $77,600 Building $310,600
2025	$1,438.00	$18,776 (-51.98%)	$367,800 (-5.93%) Land $73,500 Building $294,300
2024		$39,100	$391,000 Land $78,200 Building $312,800
2023	$1,393.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1315 S Porter St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1315 S Porter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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