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1315 S Main St, Temple, TX 76504 Property Records

Bell County property record for 1315 S Main St, Temple, TX 76504

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,008 sqft · built 1927
Lot Size0.126 acres (5,500 sqft)
OwnerCompany Name on Record
Last Sale$32,825 (Jul 2024)
Tax Bill$1,432 (2025)
Deeds & MortgagesJan 2025 Mortgage
Jul 2024 Sale
Flood ZoneZone X (minimal risk)
APN0101480000

Property Details

APN / Parcel Number

Primary APN0101480000
Alternative APNs
  • 105783
  • 66174

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1315 S MAIN ST
CityTEMPLE
StateTX
Zip76504-5707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF1
Legal DescriptionROBERTSON, BLOCK 020, LOT PT 3, 4, (S 25 OF 3, N 25 OF 4)
Legal SubdivisionROBERTSON
Legal Block20
Legal Lot Number3,4
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1028
Census Tract20900

Owner

Source: Bell County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 61, KILLEEN, TX 76540-0061
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2025Deed of Trust, Mortgage · Commercial Mortgage
RFLF 4 LLC
Jul 22, 2024Vendor's Lien, Transfer
FIRST COMMUNITY TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2024 · Amount on Record
Deed SaleJul 22, 2024 · Amount on Record
Prior SaleJun 1, 1998
Deed Document Number202431204
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address1315 S MAIN ST, TEMPLE, TX 76504-5707
Transaction TypeMortgage
Record UpdatedMay 19, 2026
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003985
DateJan 27, 2025
Instrument2025003985
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60606
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

July 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJul 22, 2024
Property Address1315 S MAIN ST, TEMPLE, TX 76504-5707
Document Number0000031204
Map ReferenceVOL 90 PG 355
Instrument DateJul 19, 2024
Instrument2024031204
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyFIRST COMMUNITY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5436 LAKEAIRE BLVD, TEMPLE, TX 76502-6826

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 61, KILLEEN, TX 76540-0061

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,432.00 (-16.45%)$81,349 (+8.81%) Land $23,100 Building $58,249$81,349 (+8.81%) Land $23,100 Building $58,249
2023$1,714.00 (+13.81%)$74,764 Land $19,250 Building $55,514$74,764 Land $19,250 Building $55,514
2022$1,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink, T-Mobile.

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