Benton County property record for 1315 S 4th St, Rogers, AR 72756
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,529 sqft |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,000 (Dec 1986) |
| Tax Bill | $1,506 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-05814-000 |
| Primary APN | 02-05814-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,529 sqft Living Area |
| 1st Floor Area | 2,529 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 779 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 130 sqft |
| Patio Area | 605 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18781 |
|---|---|
| Street Address | 1315 S 4TH ST |
| City | ROGERS |
| State | AR |
| Zip | 72756-5421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCGAUGHEYS ORCHARD ADD VS ORCHARD ADD-ROGERS SHOULD BE LOOKED AT AS ONE-IN-THE-SAME WHEN RECEIVING DOCUMENTS. PLEASE UPDATE RECORDS ACCORDINGLY. |
| Legal Range | 30 |
| Legal Township | 19 |
| Legal Section | 13 |
| Legal Subdivision | MCGAUGHEYS ORCHARD ADD-ROGERS |
| Legal Block | 12 |
| Legal Lot Number | 19 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20205 |
1315 S 4th St is owned and occupied by two individuals who bought it in December 1986.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 S 4TH ST, ROGERS, AR 72756-5421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC |
| Jan 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Sep 6, 2018 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1986 · Amount on File |
| Deed Sale | Dec 1, 1986 · Amount on File |
| Prior Sale | Sep 17, 1982 · Amount on File |
| Deed Book / Page | 661 / 742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | May 19, 2026 |
| Property Address | 1315 S 4TH ST, ROGERS, AR 72756-5421 |
| Document Number | 0000028123 |
| Instrument Date | May 13, 2026 |
| Instrument | 202628123 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1315 S 4TH ST, ROGERS, AR 72756-5421 |
| Document Number | 0000028123, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202628123 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 1315 S 4TH ST, ROGERS, AR 72756-5421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1315 S 4TH ST, ROGERS, AR 72756-5421 |
| Document Number | L202302706 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | L202302706 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Mar 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 1315 S 4TH ST, ROGERS, AR 72756-5421 |
| Document Number | 0000052396 |
| Instrument Date | Sep 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1315 S 4TH ST ROGERS AR 727565421, ROGERS, AR 72756-5421 |
| Document Number | 0000052396 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 52396 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2048 |
| Rate | 4.62% |
|---|
The 2026 property tax bill for 1315 S 4th St was $1,506 with a homeowner's exemption, up 0.7% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Rogers City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,506.00 (+0.74%) Homeowner's exemption | $60,874 (-) Land $19,000 Building $41,874 | $304,370 (-) Land $95,000 Building $209,370 |
| 2025 | $1,495.00 Homeowner's exemption | $60,874 Land $19,000 Building $41,874 | $304,370 (-) Land $95,000 Building $209,370 |
| 2024 | $304,370 (+55.77%) Land $95,000 Building $209,370 | ||
| 2023 | $1,525.00 Homeowner's exemption | $39,080 Land $8,000 Building $31,080 | $195,400 Land $40,000 Building $155,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 S 4th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (2011–2021) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 S 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROGERS WATER UTILITIES serves 81,443 people · EPA ID AR0000055 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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