1315 Riviera St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1315 Riviera St, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,115 sqft · built 2018
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Tax Bill	$6,322 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165990-0020`

Property Details

APN / Parcel Number

Primary APN	`165990-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,115 sqft Living Area
1st Floor Area	1,115 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Width	50 ft Width
Garage Type	Carport
Garage Area	1,196 sqft
Carport	Carport
Carport Area	1,196 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1315 RIVIERA ST
City	SAINT AUGUSTINE
State	FL
Zip	32080-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-31 MENENDEZ PARK E1/2 OF LOTS 2 & 4 BLK 19 OR1246/915 & 2890/182 & 5153/905(L/E)
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	MENENDEZ PARK
Legal Block	19
Legal Lot Number	2,4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2050
Census Tract	21408

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Spanish Coquina Quarries listed 1972 · 1 contributing resources · NRIS 72001462

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 RIVIERA ST, SAINT AUGUSTINE, FL 32080-5525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2017	Deed of Trust, Mortgage · ARM HARBOR COMMUNITY BANK
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA
Jan 15, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1315 RIVIERA ST, SAINT AUGUSTINE, FL 32080-5525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE OF AMERICA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043451349
Date	Mar 20, 2017
Book Page	4345/1349
Instrument	2017018892

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	FORT PIERCE, FL 34982

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Margin	3
Max Rate	11%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1315 RIVIERA ST, SAINT AUGUSTINE, FL 32080-5525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE OF AMERICA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045640073
Date	Jun 15, 2018
Book Page	4564/0073
Instrument	2018042092

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 15, 2021
Property Address	1315 RIVIERA ST, SAINT AUGUSTINE, FL 32080-5525
Document Number	0051530805
Book / Page	005153 / 000805
Instrument Date	Jan 11, 2021
Instrument	5601
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4026 RYMARK CT DAYTON OH 454151423, DAYTON, OH 45415-1423

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,648 (-7.94%)	$514,044 (+5.95%) Land $140,000 Building $374,044
2025	$6,322.00 (+17.71%)	$485,192 (+2.49%)	$485,192 (+2.49%) Land $140,000 Building $345,192
2024	$5,371.00 (+1.74%)
2023	$5,279.00 (+16.43%)	$473,395 (+26.68%)	$473,395 (+26.68%) Land $150,000 Building $323,395
2022	$4,534.00	$373,703	$373,703 Land $140,000 Building $233,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	293 in force
Nearby Flood Claims	4 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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