1315 Riverwood Dr, Algonquin, IL 60102 Property Records

Kane County property record for 1315 Riverwood Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,400 sqft · built 1982
Lot Size	0.208 acres (9,053 sqft)
Owner	Individual Name on File
Last Sale	$185,500 (Apr 2014)
Tax Bill	$7,195 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-03-229-017`

Property Details

APN / Parcel Number

Primary APN	`03-03-229-017`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	700 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	9,053 sqft (0.208 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1315 RIVERWOOD DR
City	ALGONQUIN
State	IL
Zip	60102-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 RIVERWOOD ESTATES UNIT 1 SUBDIVISION: RIVERWOOD ESTATES RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	73
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1003
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1315 RIVERWOOD DR, ALGONQUIN, IL 60102-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2017	Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2014 · Amount on File
Deed Sale	Apr 28, 2014 · Amount on File
Prior Sale	Jun 23, 1998 · Amount on File
Deed Document Number	201419908
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1315 RIVERWOOD DR, ALGONQUIN, IL 60102-3812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010598
Date	Feb 28, 2020
Instrument	2020K010598

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 7, 2017
Property Address	1315 RIVERWOOD DR, ALGONQUIN, IL 60102-3812
Document Number	0000063723
Map Reference	DOC1509577
Instrument Date	Nov 30, 2017
Instrument	2017K063723
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 RIVERWOOD DR, ALGONQUIN, IL 60102-3812

Mortgage

Document Number	0000063724
Date	Dec 7, 2017
Instrument	2017K063724

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,195.00 (+11.31%) Homeowner's exemption	$104,180 (+9.42%) Land $27,320 Building $76,860	$312,665 (+9.42%) Land $81,993 Building $230,672
2024		$95,211 (+17.8%) Land $24,968 Building $70,243	$285,747 (+17.84%) Land $74,934 Building $210,813
2022	$6,464.00 (+3.18%) Homeowner's exemption	$80,826 (+5.91%) Land $22,465 Building $58,361	$242,478 (+5.91%) Land $67,395 Building $175,083
2021	$6,265.00 Homeowner's exemption	$76,315 Land $21,211 Building $55,104	$228,945 Land $63,633 Building $165,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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