Groton Town property record for 1315 River Rd, Mystic, CT 06355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,717 sqft · built 1745 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Mar 2025) |
| Tax Bill | $8,159 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:271015642445 |
| Primary APN | GROT M:271015642445 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,717 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1745 |
|---|---|
| Effective Year Built | Effective 1745 |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gambrel |
| Roof Material | Wood Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 271015642445 |
|---|---|
| Street Address | 1315 RIVER RD |
| City | MYSTIC |
| State | CT |
| Zip | 06355-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-80 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 702100 |
1315 River Rd is owned and occupied by an individual who bought it in March 2025.
Source: Groton Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1315 RIVER RD, MYSTIC, CT 06355-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC |
| Aug 29, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU |
| May 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 17, 2020 | Executor's Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on File |
| Deed Sale | Mar 14, 2025 · Amount on File |
| Prior Sale | Mar 17, 2020 · Amount on File |
| Deed Book / Page | 1318 / 535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Mar 14, 2025 |
| Property Address | 1315 RIVER RD, MYSTIC, CT 06355-1229 |
| Document Number | 001318-535 |
| Book / Page | 1318 / 535 |
| Instrument Date | Mar 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 5289450016 |
|---|---|
| Date | Mar 14, 2025 |
| Instrument | 5289450016 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 1315 RIVER RD, MYSTIC, CT 06355-1229 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001281-864 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 1281/864 |
| Instrument | 5151770005 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 1315 RIVER RD, MYSTIC, CT 06355-1229 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001276-392 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 1276/392 |
| Instrument | 5131180015 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 1315 RIVER RD, MYSTIC, CT 06355-1229 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001270-683 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 1270/683 |
| Instrument | 5114140004 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Feb 1, 2050 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Mar 17, 2020 |
| Property Address | 1315 RIVER RD, MYSTIC, CT 06355-1229 |
| Document Number | 1228-715 |
| Book / Page | 1228 / 715 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 4992110003 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 4992120010 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 4992120010 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1315 River Rd was $8,159.
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,159.00 | $298,760 Land $123,683 Building $175,077 | $209,132 Land $86,578 Building $122,554 |
| 2024 | $8,159.00 (+11.32%) | ||
| 2023 | $7,329.00 (+0.74%) | $298,760 (-) Land $48,650 Building $250,110 | |
| 2022 | $7,275.00 | $298,760 Land $48,650 Building $250,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1315 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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