1315 Rd 5, Mc Cool Junction, NE 68401 Property Records

York County property record for 1315 Rd 5, Mc Cool Junction, NE 68401

Property Summary

Property Type	Single Family Home
Details	3,715 sqft · built 2023
Lot Size	8.03 acres (349,787 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,544 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`930203942`

Property Details

APN / Parcel Number

Primary APN	`930203942`

Interior

Stories	1 Story
Building Area	3,715 sqft Living Area
Basement Area	3,715 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	349,787 sqft (8.03 acres)
Garage Type	Attached
Garage Area	713 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1315 ROAD 5
City	MC COOL JUNCTION
State	NE
Zip	68401-8081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	IRR TR #21 NW 1/4 18-9-2 (8.03 AC - 2024 GIS); MAP NUMBER: 3519-18-2-00000-000-0002
Legal Range	02
Legal Township	09
Legal Section	18
Legal Tract	21
Jurisdiction	YORK NE
Township / Civil Division	MCFADDEN
Census Block Group	1
Census Block	1218
Census Tract	969900

Owner

Source: York County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1315 ROAD 5, MC COOL JUNCTION, NE 68401-8081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage GENERATIONS BANK
Sep 6, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage GENERATIONS BANK
Sep 5, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	1315 ROAD 5, MC COOL JUNCTION, NE 68401-8081
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 ROAD 5, MC COOL JUNCTION, NE 68401-8081

Mortgage

Document Number	000138/331
Date	Aug 26, 2024
Book Page	138/331
Instrument	2024-01523

Lender

Name	GENERATIONS BANK
Type	Bank
Address	EXETER, NE 68351

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK NE
Recording Date	Sep 6, 2023
Property Address	1315 ROAD 5, MC COOL JUNCTION, NE 68401-8081
Document Number	000127/612
Book / Page	127 / 612
Instrument Date	Sep 5, 2023
Instrument	2023-01656
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301663
Date	Sep 6, 2023
Instrument	2023-01663

Lender

Name	GENERATIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Sep 5, 2023
Property Address	1315 ROAD 5, MC COOL JUNCTION, NE 68401-8081
Document Number	000127/605
Book / Page	127 / 605
Instrument Date	Sep 5, 2023
Instrument	2023-01652
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Unified School District	McCool Junction Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,544.00 (+939.82%)	$1,007,831 (+2,338.14%) Land $73,671 Building $934,160	$1,007,831 (+1,729.06%) Land $73,671 Building $934,160
2024	$437.00	$41,336 Land $41,336	$55,101 Land $55,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130
Rise Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
Windstream DSL	25 / 3

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