1315 Ray St, Belton, TX 76513 Property Records

Bell County property record for 1315 Ray St, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 1,000 sqft · built 1976
Lot Size	0.203 acres (8,830 sqft)
Owner	2 Individual Names on File
Last Sale	$173,548 (Jun 2025)
Tax Bill	$2,888 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0282170000`

Property Details

APN / Parcel Number

Primary APN	`0282170000`
Alternative APNs	`840257` `12839`

Interior

Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,830 sqft (0.203 acres)
Lot Dimensions	108 ft deep x 82 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Canopy	296 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1315 RAY ST
City	BELTON
State	TX
Zip	76513-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEAVER REVISED NO 2A, BLOCK 004, LOT 0004
Legal Subdivision	WEAVER REVISED NO 2A
Legal Block	4
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	1
Census Block	1032
Census Tract	21501

Owner

Source: Bell County records · APN 0282170000

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1315 RAY ST, BELTON, TX 76513-3936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	202529949
Prior Transfer Date	Mar 02, 2021
Prior Transfer Doc	0000018614
Record Updated	Sep 20, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 26, 2018
Property Address	1315 RAY ST, BELTON, TX 76513-3936
Document Number	0000007596
Map Reference	CAB A SL307-D
Instrument Date	Feb 22, 2018
Instrument	2018-00007596
Transaction Type	Transfer
Record Updated	Sep 01, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 RAY ST, BELTON, TX 76513-3936

Mortgage

Document Number	0000007597
Date	Feb 26, 2018
Instrument	2018-00007597

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,888.00 (+167.9%)	$186,368 (+7.39%) Land $23,752 Building $162,616	$186,368 (+7.39%) Land $23,752 Building $162,616
2023	$1,078.00 (-46.58%) Homeowner's exemption Senior Citizen's exemption	$173,550 Land $22,957 Building $150,593	$173,550 Land $22,957 Building $150,593
2022	$2,018.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Electronic Corporate Pages.

Based on FCC filings for 324 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BELTON serves 23,054 people
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.