1315 Poplar St, Murray, KY 42071 Property Records

Calloway County property record for 1315 Poplar St, Murray, KY 42071

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,604 sqft
Owner	Individual Name on Record
Last Sale	$69,000 (Nov 2012)
Tax Bill	$289 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-0-0009-00001`

Property Details

APN / Parcel Number

Primary APN	`004-0-0009-00001`
Alternative APN	`43123`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Stone
Construction Type	Manufactured
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Gas

Location & Zoning

Account Number	43123
Street Address	1315 POPLAR ST
City	MURRAY
State	KY
Zip	42071-2364
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	1315 POPLAR
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1009
Census Tract	10601

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	111 S 4TH ST # A, A, MURRAY, KY 42071-2507
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit UNITED BANK & CAPITAL TRUST CO
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2012 · Amount on Record
Deed Sale	Nov 8, 2012 · Amount on Record
Deed Document Number	557004
Deed Book / Page	0943 / 647
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1315 POPLAR ST, MURRAY, KY 42071-2364
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001326/313
Date	Jul 30, 2021
Book Page	1326/313
Instrument	650950

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2041

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1315 POPLAR ST, MURRAY, KY 42071-2364
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001353/260
Date	Jan 19, 2022
Book Page	1353/260
Instrument	654819

Lender

Name	UNITED BANK & CAPITAL TRUST CO
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Dec 20, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1315 POPLAR ST, MURRAY, KY 42071-2364
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001379/711
Date	Jul 19, 2022
Book Page	1379/711
Instrument	658491

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$289.00 (-0.34%)	$65,000 (-)	$65,000 (-)
2023	$290.00	$65,000	$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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