Osceola County property record for 1315 Pine Island Dr N, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2018 |
| Square Footage | 521 sqft Living Area |
| Lot Size | 3,005 sqft (0.069 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2007) |
| Tax Bill | $940.00 (2024) |
| Primary APN | 34-25-31-4987-0001-0046 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 521 sqft Living Area |
| 1st Floor | 521 sqft 1st Floor |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 3,005 sqft (0.069 acres) |
| Deck Area | 544 sqft Deck |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1315 PINE ISLAND DR N |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7457 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SHELTER COVE RESORT COND CB 1 PG 20 LOT 46 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 34 |
| Legal Subdivision | SHELTER COVE |
| Legal Tract | 4987 |
| Legal Block | 46 |
| Legal Lot Number | 46 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3037 |
| Census Tract | 43700 |
Source: Osceola County records · APN 34-25-31-4987-0001-0046
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5570 122ND CIR E, 106, BRADENTON, FL 34211-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2007 · Amount on Record |
| Deed Sale | Jun 06, 2007 · Amount on Record |
| Prior Sale | Feb 08, 2007 · Amount on Record |
| Deed Doc Number | 2007106748 |
| Deed Book / Page | 3495 / 1509 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1315 PINE ISLAND DR N, SAINT CLOUD, FL 34771-7457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054550947 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 5455/0947 |
| Instrument | 2018188291 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | DAVENPORT, FL 33837 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 05, 2039 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,038.00 (+10.43%) Homeowner's exemption | $93,308 (+5.99%) | $121,400 (-3.96%) Land $60,000 Building $61,400 |
| 2024 | $940.00 (+2.84%) | ||
| 2023 | $914.00 (+6.53%) Homeowner's exemption | $88,038 (+3%) | $126,400 (+33.9%) Land $55,000 Building $71,400 |
| 2022 | $858.00 Homeowner's exemption | $85,474 | $94,400 Land $55,000 Building $39,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 344 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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