1315 Oak St, Sandpoint, ID 83864 Property Records

Bonner County property record for 1315 Oak St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1960
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$256,300 (Sep 2019)
Tax Bill	$2,719 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS0500047014AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0500047014AA`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Finished Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	7,057 sqft (0.162 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1315 OAK ST
City	SANDPOINT
State	ID
Zip	83864-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEST END ADDN BLK 47 LOT 14 & 15
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEST END ADDN
Legal Block	47
Legal Lot Number	14-15
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	3
Census Block	3007
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 OAK ST, SANDPOINT, ID 83864-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Sep 6, 2019	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Sep 6, 2019	Intrafamily Transfer, Transfer ALLIANCE TITLE SANDPOINT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Jul 26, 2006 · Amount on Record
Deed Document Number	2019944702
Last Transfer Date	May 2, 2022
Transfer Doc	0001004872
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Nov 2, 2022
Property Address	1315 OAK ST, SANDPOINT, ID 83864-2006
Document Number	0001013750
Map Reference	MB 1 PG 63
Instrument Date	Oct 28, 2022
Instrument	1013750
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	NOT AVAILABLE, FLYING S T&E SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 SEVEN SISTERS DR, SANDPOINT, ID 83864-5315

Mortgage

Document Number	0001013751
Date	Nov 2, 2022
Instrument	1013751

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 6, 2019
Property Address	1315 OAK ST, SANDPOINT, ID 83864-2006
Document Number	944702
Map Reference	MB 1 PG 63
Instrument Date	Sep 3, 2019
Instrument	944702
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1258, SANDPOINT, ID 83864-0861

Mortgage

Document Number	944703
Date	Sep 6, 2019
Instrument	944703

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Sep 6, 2019
Property Address	1315 OAK ST, SANDPOINT, ID 83864-2006
Document Number	0000944701
Map Reference	MB 1 PG 63
Instrument Date	Aug 14, 2019
Instrument	944701
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 HOOT OWL TRAIL, SAGLE, ID 83860-0159

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,719.00 (+11.12%) Homeowner's exemption	$503,326 (-5.14%) Land $230,796 Building $272,530	$503,326 (-5.14%) Land $230,796 Building $272,530
2025	$2,447.00 (+21.26%) Homeowner's exemption	$530,576 (+9.73%) Land $230,796 Building $299,780	$530,576 (+9.73%) Land $230,796 Building $299,780
2023	$2,018.00 Homeowner's exemption	$483,536 Land $213,346 Building $270,190	$483,536 Land $213,346 Building $270,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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