1315 NW Horn Ave, Pendleton, OR 97801 Property Records

Umatilla County property record for 1315 NW Horn Ave, Pendleton, OR 97801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1977
Lot Size	0.291 acres (12,660 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2024)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2N3203CA05909`

Property Details

APN / Parcel Number

Primary APN	`2N3203CA05909`
Alternative APNs	`103318.00` `103318`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,610 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,660 sqft (0.291 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	200 sqft
Shed	1 Shed
Shed Area	120 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	103318
Street Address	1315 NW HORN AVE
City	PENDLETON
State	OR
Zip	97801-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WEST HILLS ADDITION TO PENDLETON BLOCK: 3 LOT: 13
Legal Range	32
Legal Township	02N
Legal Section	03
Legal Subdivision	WEST HILLS ADDITION TO PENDLETON
Legal Block	3
Legal Lot Number	13
Jurisdiction	UMATILLA OR
Township / Civil Division	PENDLETON
Census Block Group	5
Census Block	5001
Census Tract	950400

Owner

1315 NW Horn Ave is owned by two individuals who bought it in October 2024.

Source: Umatilla County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 SW COURT AVE, PENDLETON, OR 97801-2105
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jan 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 18, 2024	Warranty Deed, Transfer PIONEER TITLE COMPANY INC, PIONEER TTL CO OF UMATILLA C
Apr 29, 2016	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Apr 15, 2011	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
May 26, 2009	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2024 · Amount on File
Deed Sale	Oct 18, 2024 · Amount on File
Prior Sale	Apr 29, 2016 · Amount on File
Deed Document Number	20247247
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	1315 NW HORN AVE, PENDLETON, OR 97801-1255
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20196930355
Date	Nov 13, 2019
Instrument	2019-6930355

Lender

Name	UMPQUA BANK
Type	Bank
Address	VANCOUVER, WA 98660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	1315 NW HORN AVE, PENDLETON, OR 97801-1255
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 NW HORN AVE, PENDLETON, OR 97801-1255

Mortgage

Document Number	0202300416
Date	Jan 23, 2023
Instrument	2023-00416

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Oct 18, 2024
Property Address	1315 NW HORN AVE, PENDLETON, OR 97801-1255
Document Number	0202407247
Instrument Date	Oct 17, 2024
Instrument	2024-07247
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	PIONEER TITLE COMPANY INC, PIONEER TTL CO OF UMATILLA C

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 NW HORN AVE, PENDLETON, OR 97801-1255

April 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Apr 29, 2016
Property Address	1315 NW HORN AVE, PENDLETON, OR 97801-1255
Document Number	20166420724
Instrument Date	Apr 25, 2016
Instrument	2016-6420724
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1315 NW HORN AVE, PENDLETON, OR 97801-1255

Mortgage

Document Number	20166420725
Date	Apr 29, 2016
Instrument	2016-6420725

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2046

April 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Apr 15, 2011
Property Address	1315 NW HORN AVE, PENDLETON, OR 97801-1255
Document Number	20115770497
Instrument Date	Apr 7, 2011
Instrument	2011-5770497
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1315 NW HORN AVE, PENDLETON, OR 97801-1255
Investor	Possibly a Property Investor

Mortgage

Document Number	20115770498
Date	Apr 15, 2011
Instrument	2011-5770498

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2041

May 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	May 26, 2009
Property Address	1315 NW HORN AVE, PENDLETON, OR 97801-1255
Document Number	20095510501
Instrument Date	May 22, 2009
Instrument	2009-5510501
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1374, PENDLETON, OR 97801-0290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 NW HORN AVE, PENDLETON, OR 97801-1255

Mortgage

Document Number	20095510502
Date	May 26, 2009
Instrument	2009-5510502

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1315 NW Horn Ave was $3,940, up 2.4% from the year before.

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Pendleton City
Unified School District	Pendleton School District 16 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,940.00 (+2.39%)	$214,010 (+3%) Land $55,890 Building $158,120	$320,280 (+3.02%) Land $64,810 Building $255,470
2024	$3,848.00 (+2.45%)	$207,780 (+3%) Land $54,260 Building $153,520	$310,880 (+0.43%) Land $64,810 Building $246,070
2023	$3,756.00	$201,730 Land $52,680 Building $149,050	$309,540 Land $79,780 Building $229,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1315 NW Horn Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 NW Horn Ave is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 74% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PENDLETON serves 16,996 people · EPA ID OR4100613
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fiber · Fixed Wireless	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

1315 NW Horn Ave, Pendleton, OR 97801 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2016: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2011: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2009: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on NW Horn Ave

Nearby Streets

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