Ellis County property record for 1315 Neck Rd, Palmer, TX 75152
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 1997 |
| Lot Size | 3.86 acres (168,577 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $357,238 (Aug 2023) |
| Tax Bill | $2,643 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | R157091 |
| Primary APN | R157091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 2,432 sqft |
| 1st Floor Area | 2,128 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 168,577 sqft |
| Porch | Covered Porch |
| Porch Area | 304 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1315 NECK RD |
|---|---|
| City | PALMER |
| State | TX |
| Zip | 75152-4310 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 6 TRUE LIFE ESTS 3.87 ACRES |
| Legal Subdivision | TRUE LIFE ESTS |
| Legal Tract | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | FERRIS |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 60105 |
Source: Ellis County assessment roll, APN R157091, as of August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 NECK RD, PALMER, TX 75152-4310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WALTON MORTGAGE INC |
| Aug 14, 2023 | Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Apr 18, 2017 | Quit Claim Deed, Mortgage CROSSCOUNTRY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on Record |
| Deed Sale | Aug 14, 2023 · Amount on Record |
| Prior Sale | Apr 18, 2017 · Amount on Record |
| Deed Document Number | 202323894 |
| Prior Transfer Date | Apr 12, 2017 |
| Prior Transfer Doc | 0000010480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | May 07, 2026 |
| Property Address | 1315 NECK RD, PALMER, TX 75152-4310 |
| Document Number | 0000015971 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202615971 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1315 NECK RD, PALMER, TX 75152-4310 |
| Document Number | 0000015971, |
|---|---|
| Date | May 07, 2026 |
| Instrument | 202615971 |
| Name | WALTON MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Aug 14, 2023 |
| Property Address | 1315 NECK RD, PALMER, TX 75152-4310 |
| Document Number | 0002323894 |
| Map Reference | CAB B SL 292 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2323894 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FNT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1315 NECK RD, PALMER, TX 75152-4310 |
| Document Number | 0002323895 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2323895 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Apr 18, 2017 |
| Property Address | 1315 NECK RD, PALMER, TX 75152-4310 |
| Document Number | 0000010480 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 10480 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2017 |
| Title Company | REPUBLIC TITLE COMPANY, REPUBLIC TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1315 NECK RD PALMER TX 751524310, PALMER, TX 75152-4310 |
| Document Number | 10481 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 10481 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 17, 2047 |
Source: Ellis County assessment roll as of August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Palmer Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315,000 (+3%) Land $170,000 Building $145,000 | $315,000 (+3%) Land $170,000 Building $145,000 | |
| 2025 | $2,643.00 (-13.6%) Homeowner's exemption | $305,821 (-1.67%) Land $170,000 Building $135,821 | $305,821 (-1.67%) Land $170,000 Building $135,821 |
| 2024 | $3,059.00 (+305.7%) | ||
| 2023 | $754.00 (-43.94%) Homeowner's exemption | $311,008 (+29.59%) Land $144,500 Building $166,508 | $311,008 (+29.59%) Land $144,500 Building $166,508 |
| 2022 | $1,345.00 (+15.95%) Homeowner's exemption | $240,000 Land $140,000 Building $100,000 | $240,000 Land $140,000 Building $100,000 |
| 2018 | $1,160.00 |
Source: FEMA National Flood Hazard Layer, Ellis County (48139C), as of October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390601052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 12 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| 3 Rooms Communications Fixed Wireless · Fiber in parts of the area | 100 / 100 |
May also be available: AMG Technology Investment Group.
Source: EPA Safe Drinking Water Information System, water system TX0700033, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROCKETT SUD serves 46,614 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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