1315 Narrows St, Bakersfield, CA 93307 Property Records

Kern County property record for 1315 Narrows St, Bakersfield, CA 93307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`516-494-09-00-8`

Property Details

APN / Parcel Number

Primary APN	`516-494-09-00-8`
Alternative APNs	`516-494-09-3` `51649409`

Exterior

Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	150 sqft

Location & Zoning

Account Number	516494093
Street Address	1315 NARROWS ST
City	BAKERSFIELD
State	CA
Zip	93307-7373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 7322 , BLOCK PH1, LOT 32
Legal Subdivision	TRACT 7322 PHASE 1
Legal Tract	7322
Legal Block	2
Legal Lot Number	32
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	2
Census Block	2013
Census Tract	3207

Owner

1315 Narrows St is owned and occupied by an individual.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1315 NARROWS ST, BAKERSFIELD, CA 93307-7373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 26, 2021	Grant Deed, Subdivision Related Transfer · FHA Mortgage RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1315 NARROWS ST, BAKERSFIELD, CA 93307-7373
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 NARROWS ST, BAKERSFIELD, CA 93307-7373

Mortgage

Document Number	0000001955
Date	Jan 6, 2026
Instrument	226001955

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 26, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 26, 2021
Property Address	1315 NARROWS ST, BAKERSFIELD, CA 93307-7373
Document Number	0000139026
Map Reference	MB 64 PG 46-48
Instrument Date	Jul 26, 2021
Instrument	221139026
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 NARROWS ST, BAKERSFIELD, CA 93307-7373

Mortgage

Document Number	0000139027
Date	Jul 26, 2021
Instrument	221139027

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000139028
Date	Jul 26, 2021
Instrument	221139028

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1315 Narrows St was $4,342.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Greenfield Union School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,491 (+2%) Land $64,945 Building $243,546
2025	$4,342.00	$302,443 Land $63,672 Building $238,771
2023	$4,160.00 (+0.78%)	$290,700 Land $61,200 Building $229,500
2022	$4,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1315 Narrows St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 Narrows St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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