1315 N St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 1315 N St, Gering, NE 69341

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 756 sqft · built 1925
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Jan 2026)
Tax Bill$1,565 (2025)
Deeds & MortgagesMar 2022 Mortgage
Aug 2025 Line of Credit
+ 2 more
APN1943-02-0-01051-000-0009

Property Details

APN / Parcel Number

Primary APN1943-02-0-01051-000-0009
Alternative APN
  • 010072934

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area756 sqft Living Area
1st Floor Area756 sqft
Basement Area256 sqft
Unfinished Basement256 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2012
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area206 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Street Address1315 N ST
CityGERING
StateNE
Zip69341-2843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE FAM
Legal DescriptionLTS 14,15, SOUTH COURT PLACE ADD
Legal Range55W
Legal Township21N
Legal Section2
Legal SubdivisionSOUTH COURT PLACE ADD
Legal Lot Number14,15
JurisdictionSCOTTS BLUFF NE
Township / Civil DivisionGERING
Census Block Group4
Census Block4053
Census Tract953900

Owner

Source: Scotts Bluff County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1315 N ST, GERING, NE 69341-2843
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
Aug 29, 2025Deed of Trust, Mortgage · Line of Credit
PLATTE VALLEY BANK
Nov 12, 2013Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK NORTH PLATTE
Jan 30, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2026 · Amount on Record
Deed SaleJan 30, 2026 · Amount on Record
Prior SaleAug 5, 2024 · Amount on Record
Deed Document Number2026435
Prior Transfer DateJul 26, 2024
Prior Transfer Doc0000002943
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTTS BLUFF NE
Property Address1315 N ST, GERING, NE 69341-2843
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyTITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020221474
DateMar 16, 2022
Instrument2022-1474
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTTS BLUFF NE
Property Address1315 N ST, GERING, NE 69341-2843
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 M ST, GERING, NE 69341-3741

Mortgage

Document Number0020253532
DateAug 29, 2025
Instrument2025-3532
Lender
NamePLATTE VALLEY BANK
TypeBank
AddressSCOTTSBLUFF, NE 69363
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 10, 2045

November 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTTS BLUFF NE
Property Address1315 N ST, GERING, NE 69341-2843
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020136152
DateNov 12, 2013
Instrument2013-6152
Lender
NameFIRST NATIONAL BANK NORTH PLATTE
AddressNORTH PLATTE, NE 69103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2028

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTTS BLUFF NE
Recording DateJan 30, 2026
Property Address1315 N ST, GERING, NE 69341-2843
Document Number0020260435
Instrument DateJan 30, 2026
Instrument2026-0435
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyTITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$348.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0020260436
DateJan 30, 2026
Instrument2026-0436
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyScotts Bluff County
MunicipalityGering City
Unified School DistrictGering Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$102,145 (+9.74%) Land $17,500 Building $84,645$102,145 (+9.74%) Land $17,500 Building $84,645
2025$1,565.00$93,075 (+55.04%) Land $17,500 Building $75,575$93,075 (+55.04%) Land $17,500 Building $75,575
2023$60,033 Land $4,200 Building $55,833$60,033 Land $4,200 Building $55,833

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GERING
serves 8,500 people · EPA ID NE3115717
Water SourceGroundwater
Last State InspectionSep 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Allo Communications
Fiber
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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