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1315 N Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1315 N Central Ave, Flagler Beach, FL 32136 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 1979
Lot Size0.241 acres (10,498 sqft)
OwnerCompany Name on File
Last Sale$210,000 (Jul 2002)
Tax Bill$4,085 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-12-31-4450-00020-0010

Property Details

APN / Parcel Number

Primary APN01-12-31-4450-00020-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,580 sqft Living Area
Gross Area3,331 sqft
1st Floor Area1,580 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1990
Exterior MaterialStone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,498 sqft (0.241 acres)
DrivewayConcrete Driveway
Driveway Area700 sqft
Pool Area360 sqft
Deck Area390 sqft
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1315 N CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-3144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMODEL LAND CO BLK-2 LOTS 1&2 OR BOOK 124 PAGE 579 DC 276 PG 934 OR 814 PG 1472-DC OR 814 PG 1473-CAROLE L HAAS PR OR 831/1689 OR 1703/1238-FOUST TRUST
Legal Range31E
Legal Township12S
Legal Section01
Legal SubdivisionMODEL LAND CO
Legal Block2
Legal Lot Number1
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1018
Census Tract60302

Owner

Source: Flagler County records · APN 01-12-31-4450-00020-0010

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1315 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3144
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 06, 2026Deed of Trust, Mortgage · Line of Credit
P N C BANK NA
May 06, 2026Deed of Trust · Line of Credit
P N C BANK NA
Oct 11, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2002 · Amount on Record
Deed SaleJul 01, 2002 · Amount on Record
Deed Book / Page831 / 1689
Last Transfer DateFeb 12, 2009
Transfer Doc0017031238
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Recording DateMay 06, 2026
Property Address1315 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3144
Document Number0030521112
Book / Page3052 / 1112
Instrument DateApr 23, 2026
Instrument202618382
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189
Address1315 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3144

Mortgage

Document Number0000018382,
DateMay 06, 2026
Book Page3052/1112
Instrument202618382
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueApr 28, 2066
Interest
Rate6.38%
Max Rate-1%

May 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Recording DateMay 06, 2026
Property Address1315 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3144
Document Number0000018382
Book / Page3052 / 1112
Instrument DateApr 23, 2026
Instrument2026.18382
Record UpdatedMay 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address1315 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3144

Mortgage

Document Number0000018382,
DateMay 06, 2026
Book Page3052/1112
Instrument2026.18382
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueApr 28, 2066
Interest
Rate6.38%
Max Rate-1%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address1315 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3144
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023901328
DateOct 11, 2019
Book Page2390/1328
Instrument2019037870
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,085.00 (+3%) Homeowner's exemption$252,806 (+5.99%)$737,349 (+26.95%) Land $426,125 Building $311,224
2024$3,966.00 (+2.96%)
2023$3,852.00 (+2.83%) Homeowner's exemption$238,525 (+3%)$580,829 (+0.89%) Land $283,500 Building $297,329
2022$3,746.00 Homeowner's exemption$231,578$575,725 Land $283,500 Building $292,225

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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