1315 Missouri State Rd, Arnold, MO 63010 Property Records

Jefferson County property record for 1315 Missouri State Rd, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,706 sqft · built 1950
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on File
Last Sale	$119,300 (May 1999)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`02-6.0-24.0-3-002-016.01`

Property Details

APN / Parcel Number

Primary APN	`02-6.0-24.0-3-002-016.01`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,706 sqft Living Area
Gross Area	2,405 sqft
1st Floor Area	1,706 sqft
Basement Area	325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	374 sqft
Porch	Open Frame Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1315 MISSOURI STATE RD
City	ARNOLD
State	MO
Zip	63010-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	PT NE1/4 SW1/4
Legal Range	5E
Legal Township	43N
Legal Section	24
Legal Block	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2002
Census Tract	700119

Owner

1315 Missouri State Rd is owned by a company that acquired it in August 2017.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	1315 MISSOURI STATE RD, ARNOLD, MO 63010-4546
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FORTUNE BANK
Aug 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 1999 · Amount on File
Deed Sale	May 5, 1999 · Amount on File
Prior Sale	Oct 22, 1997 · Amount on File
Deed Book / Page	920 / 2286
Last Transfer Date	Aug 24, 2017
Transfer Doc	2017R026455
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1315 MISSOURI STATE RD, ARNOLD, MO 63010-4546
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R024581
Date	Jun 7, 2021
Instrument	2021R-024581

Lender

Name	FORTUNE BANK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 25, 2017
Property Address	1315 MISSOURI STATE RD, ARNOLD, MO 63010-4546
Document Number	0000026455
Instrument Date	Aug 24, 2017
Instrument	26455
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1315 MISSOURI STATE RD ARNOLD MO 630104546, ARNOLD, MO 63010-4546

Tax Assessment & Valuation

The 2025 property tax bill for 1315 Missouri State Rd was $1,589, up 10.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,000 (-) Land $1,700 Building $21,300	$120,800 (-) Land $8,900 Building $111,900
2025	$1,589.00 (+10.27%)	$23,000 Land $1,700 Building $21,300	$120,800 (-) Land $8,900 Building $111,900
2024	$1,441.00 (+0.56%)		$120,800 (+13.75%) Land $8,900 Building $111,900
2023	$1,433.00	$20,200 Land $1,700 Building $18,500	$106,200 Land $8,900 Building $97,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1315 Missouri State Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	32 (1981–2022)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Aug 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims Severe Storms & Flooding, Sep 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 Missouri State Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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