1315 Merced St, Richmond, CA 94804 Property Records

Contra Costa County property record for 1315 Merced St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,869 sqft · built 1941
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$127,500 (Jul 1997)
Tax Bill	$5,209 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`508-090-005-2`

Property Details

APN / Parcel Number

Primary APN	`508-090-005-2`
Alternative APN	`508-090-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	1,446 sqft
Basement Area	423 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1950
Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Street Address	1315 MERCED ST
City	RICHMOND
State	CA
Zip	94804-4938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICHMOND ANNEX 7&8 5
Legal Subdivision	RICHMOND ANX
Legal Block	5
Legal Lot Number	7,8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3014
Census Tract	382000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1315 MERCED ST, RICHMOND, CA 94804-4938
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 29, 2020	Quit Claim Deed, Transfer AMROCK INC
May 21, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 1997 · Amount on Record
Deed Sale	Jul 9, 1997 · Amount on Record
Deed Document Number	1997118050
Last Transfer Date	Sep 3, 2020
Transfer Doc	0000220097
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1315 MERCED ST, RICHMOND, CA 94804-4938
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050387
Date	Apr 2, 2018
Instrument	2018-050387

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 29, 2020
Property Address	1315 MERCED ST, RICHMOND, CA 94804-4938
Document Number	0000220095
Map Reference	MB 6 PG 144
Instrument Date	Sep 3, 2020
Instrument	2020-220095
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 MERCED ST, RICHMOND, CA 94804-4938

Mortgage

Document Number	0000220096
Date	Sep 29, 2020
Instrument	2020-220096

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 29, 2020
Property Address	1315 MERCED ST, RICHMOND, CA 94804-4938
Document Number	0000220097
Instrument Date	Sep 3, 2020
Instrument	220097
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1315 MERCED ST RICHMOND CA 948044938, RICHMOND, CA 94804-4938

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1315 MERCED ST, RICHMOND, CA 94804-4938
Document Number	0000084226
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 MERCED ST RICHMOND CA 948044938, RICHMOND, CA 94804-4938

Mortgage

Document Number	0000084226
Date	Jun 6, 2019
Instrument	84226

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 14, 2019
Property Address	1315 MERCED ST, RICHMOND, CA 94804-4938
Document Number	0000069683
Instrument Date	May 10, 2019
Instrument	69683
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1315 MERCED ST RICHMOND CA 948044938, RICHMOND, CA 94804-4938

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$207,621 (+2%) Land $137,769 Building $69,852
2025	$5,209.00 (+41.86%) Homeowner's exemption	$203,551 (+4.04%) Land $135,068 Building $68,483
2023	$3,672.00 (+2.46%) Homeowner's exemption	$195,649 Land $129,824 Building $65,825
2022	$3,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Verizon.

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