1315 Meadowcrest Cir, Independence, KY 41051 Property Records

Kenton County property record for 1315 Meadowcrest Cir, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2022
Lot Size	0.368 acres (16,030 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,335 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-00-03-302.00`

Property Details

APN / Parcel Number

Primary APN	`032-00-03-302.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	16,030 sqft (0.368 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1315 MEADOWCREST CIR
City	INDEPENDENCE
State	KY
Zip	41051-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW GLEN SEC 19 LOT 302 0.368 AC
Legal Subdivision	MEADOW GLEN
Legal Phase	19
Legal Lot Number	302
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3016
Census Tract	63604

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1315 MEADOWCREST CIR, INDEPENDENCE, KY 41051-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage FISCHER LENDING COMPANY LLC
Aug 4, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1315 MEADOWCREST CIR, INDEPENDENCE, KY 41051-2536
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900275
Date	Jan 24, 2022
Book Page	144/475
Instrument	22012405900275

Lender

Name	FISCHER LENDING COMPANY LLC
Type	Non-Lending Institution
Address	ERLANGER, KY 41018

Agreement

Amount	Amount Recorded
Term	15 Months
Due	Mar 31, 2023

August 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 4, 2022
Property Address	1315 MEADOWCREST CIR, INDEPENDENCE, KY 41051-2536
Document Number	0005900055
Book / Page	181 / 19
Map Reference	SL 2301&2301A
Instrument Date	Jul 12, 2022
Instrument	22080405900055
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2024
Title Company	HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1315 MEADOWCREST CIR, INDEPENDENCE, KY 41051-2536

Mortgage

Document Number	0005900056
Date	Aug 4, 2022
Instrument	22080405900056

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,800 (-) Land $65,000 Building $307,800	$372,800 (-) Land $65,000 Building $307,800
2025	$4,335.00 (-7.84%)	$372,800 (-) Land $65,000 Building $307,800	$372,800 (-) Land $65,000 Building $307,800
2023	$4,704.00	$372,800 Land $59,000 Building $313,800	$372,800 Land $59,000 Building $313,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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