Hamilton County property record for 1315 McBrien Rd, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,264 sqft · built 1955 |
| Lot Size | 0.238 acres (10,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,000 (Sep 2025) |
| Tax Bill | $834 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2019 Sale & Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169G H 020 |
| Primary APN | 169G H 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,389 sqft (0.238 acres) |
| Lot Dimensions | 148 ft deep x 69.7 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000113920 |
|---|---|
| Street Address | 1315 MCBRIEN RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-3241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 4 BLK 1 CHATWOOD PB 15 PG 5 |
| Legal Subdivision | CHATWOOD |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11600 |
1315 McBrien Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Hamilton County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 MCBRIEN RD, CHATTANOOGA, TN 37412-3241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2025 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Jan 30, 2019 | Warranty Deed, Construction Loan · Line of Credit MILLENNIUM BK |
| Jan 24, 2019 | Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC |
| Jan 24, 2019 | Affidavit of Death, Transfer |
| Feb 23, 2018 | Quit Claim Deed, Transfer TITLE GUARANTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on File |
| Deed Sale | Sep 3, 2025 · Amount on File |
| Prior Sale | Sep 4, 2019 · Amount on File |
| Deed Document Number | 2025206 |
| Deed Book / Page | 14032 / 588 |
| Prior Transfer Date | Jun 16, 2016 |
| Prior Transfer Doc | 0000000119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 3, 2025 |
| Property Address | 1315 MCBRIEN RD, CHATTANOOGA, TN 37412-3241 |
| Document Number | 0000000206 |
| Book / Page | 14032 / 588 |
| Map Reference | MB 15 PG 5 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2025090300206 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | NORTH & MAIN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,047.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1315 MCBRIEN RD, CHATTANOOGA, TN 37412-3241 |
| Document Number | 0014032592 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 14032/592 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Number | 0000000208 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 14032/608 |
| Instrument | 2025090300208 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95825 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 30, 2019 |
| Property Address | 1315 MCBRIEN RD, CHATTANOOGA, TN 37412-3241 |
| Document Number | 0130000140 |
| Book / Page | 011554 / 000558 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 190130000140 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 12, 2019 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $193.32 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4843 E FREEDOM CIR OOHEWAH TN 37363, OOHEWAH, TN 37363 |
| Document Number | 130000141 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 011554/000561 |
| Instrument | 190130000141 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 29, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 24, 2019 |
| Property Address | 1315 MCBRIEN RD, CHATTANOOGA, TN 37412-3241 |
| Document Number | 0124000152 |
| Book / Page | 011550 / 000433 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 190124000152 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2019 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $133.94 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2142 HIXSON TN 373432048, HIXSON, TN 37343-2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 24, 2019 |
| Property Address | 1315 MCBRIEN RD, CHATTANOOGA, TN 37412-3241 |
| Document Number | 0124000150 |
| Book / Page | 011550 / 000425 |
| Instrument Date | Jan 8, 2019 |
| Instrument | 190124000150 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 RANDOM TER RINGGOLD GA 307366168, RINGGOLD, GA 30736-6168 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 23, 2018 |
| Property Address | 1315 MCBRIEN RD, CHATTANOOGA, TN 37412-3241 |
| Document Number | 0000000085 |
| Book / Page | 011277 / 000118 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 85 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2018 |
| Title Company | TITLE GUARANTY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2204 LYONS LN SODDY DAISY TN 373793249, SODDY DAISY, TN 37379-3249 |
The 2025 property tax bill for 1315 McBrien Rd was $834.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $834.00 | $55,075 (+47.65%) | $220,300 (+47.65%) Land $50,000 Building $170,300 |
| 2024 | $834.00 (-36.29%) | $37,300 (-) | $149,200 (-) Land $35,000 Building $114,200 |
| 2023 | $1,309.00 | $37,300 (-) | $149,200 (-) Land $35,000 Building $114,200 |
| 2022 | $1,309.00 | $37,300 | $149,200 Land $35,000 Building $114,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1315 McBrien Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1979–2025) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Aug 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 McBrien Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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