1315 Main St, Ramona, CA 92065 Property Records

San Diego County property record for 1315 Main St, Ramona, CA 92065

Property Summary

Property TypeCommercial
Details2,880 sqft · built 1985
Lot Size0.82 acres (35,719 sqft)
Owner2 Company Names on Record
Last Sale$250,000 (Jan 2012)
Tax Bill$13,163 (2025)
Flood ZoneZone X (minimal risk)
APN281-190-13-00

Property Details

APN / Parcel Number

Primary APN281-190-13-00
Alternative APN
  • 2811900400

Interior

Building Area2,880 sqft Total Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area35,719 sqft (0.82 acres)

Location & Zoning

Old Parcel Number2811900400
Street Address1315 MAIN ST
CityRAMONA
StateCA
Zip92065-2126
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeRMV5
Legal DescriptionBLK 46 (EX ST WID)PAR PER ROS 8711 IN TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block46
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1013
Census Tract20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 265, RAMONA, CA 92065-0265
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2012 · Amount on Record
Deed SaleJan 24, 2012 · Amount on Record
Prior SaleAug 28, 1997
Deed Document Number201239974
Prior Transfer DateJan 23, 2012
Prior Transfer Doc0000039975
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$750,072 (+2%) Land $407,164 Building $342,908
2025$13,163.00 (+8.26%)$735,366 (+4.04%) Land $399,181 Building $336,185
2023$12,159.00 (-4.28%)$706,813 Land $383,681 Building $323,132
2022$12,703.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1995–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 70% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Main St

Nearby Streets

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