1315 Lee Cooke Rd, Monroe, NC 28112 Property Records

Union County property record for 1315 Lee Cooke Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 2015
Lot Size	3.62 acres (157,861 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Oct 2021)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-228-006F`

Property Details

APN / Parcel Number

Primary APN	`04-228-006F`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Type	Gable
Lot Area	157,861 sqft (3.62 acres)
Deck Area	136 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1315 LEE COOKE RD
City	MONROE
State	NC
Zip	28112-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#2 OPCK630
Legal Subdivision	THE LEE COOKE ROAD PROPERTY
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	4
Census Block	4007
Census Tract	20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 LEE COOKE RD, MONROE, NC 28112-9624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP
May 4, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	202148921
Deed Book / Page	8278 / 261
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 13, 2021
Property Address	1315 LEE COOKE RD, MONROE, NC 28112-9624
Document Number	8278261
Book / Page	8278 / 261
Map Reference	CAB K FILE 630
Instrument Date	Oct 6, 2021
Instrument	48921
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	EQUITY NATL TTL & CLOSING SV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1315 LEE COOKE RD, 1315, MONROE, NC 28112-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 LEE COOKE RD, MONROE, NC 28112-9624

Mortgage

Document Number	0008278748
Date	Oct 13, 2021
Book Page	8278/748
Instrument	48994

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Oct 15, 2044

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1315 LEE COOKE RD, MONROE, NC 28112-9624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6925549
Date	May 4, 2017
Book Page	6925/549
Instrument	0012298

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,500 (-) Land $104,600 Building $181,900	$286,500 (-) Land $104,600 Building $181,900
2025	$1,320.00 (+89.11%)	$286,500 (+154.67%) Land $104,600 Building $181,900	$286,500 (+154.67%) Land $104,600 Building $181,900
2023	$698.00	$112,500 Land $41,800 Building $70,700	$112,500 Land $41,800 Building $70,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Lee Cooke Rd

Nearby Streets

All Monroe, NC Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures