1315 Lance Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1315 Lance Rd, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage1,176 sqft Heated Area
Lot Size30,056 sqft (0.689 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$389.00 (2025)

Property Details

APN / Parcel Number

Primary APN448903039643000
Alternative APN
  • 31643

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,176 sqft Heated Area
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlywood Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area30,056 sqft (0.689 acres)
Depth X Width172 ft x 173 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Shed1 Shed
Shed Area672 sqft Shed
PorchOpen Porch
Porch Area744 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number31643
Street Address1315 LANCE RD
CityMURPHY
StateNC
Zip28906-2282
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionHUGHES PROP P/O 712/18 1382/990
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup2
Census Block2034
Census Tract930502

Owner

Source: Cherokee County records · APN 448903039643000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1315 LANCE RD, MURPHY, NC 28906-2282
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Oct 15, 2018Deed of Trust, Mortgage · Line of Credit
ENTEGRA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2010
Deed SaleApr 06, 2010
Deed Doc Number2010-0001595
Deed Book / Page1382 / 0990
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address1315 LANCE RD, MURPHY, NC 28906-2282
Transaction TypeMortgage
Record UpdatedOct 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1691/1326
DateSep 27, 2021
Book Page1691/1326
Instrument6432
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address1315 LANCE RD, MURPHY, NC 28906-2282
Transaction TypeMortgage
Record UpdatedDec 23, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01598/0150
DateOct 15, 2018
Book Page01598/0150
Instrument04949
Lender
NameENTEGRA BANK
TypeBank
AddressFRANKLIN, NC 28734
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueNov 09, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$389.00$46,190 (+5.79%)$46,190 (+5.79%) Land $8,470 Building $37,720
2023$43,660$43,660 Land $8,470 Building $35,190

Nearby Properties on Lance Rd

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