1315 Jefferson St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1315 Jefferson St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1890
Lot Size	0.096 acres (4,200 sqft)
Owner	Company Name on Record
Last Sale	$12,000 (Dec 2013)
Tax Bill	$796 (2025)
Deeds & Mortgages	Aug 2017 Sale Aug 2017 Sale
Flood Zone	Zone X (reduced by levee)
APN	`8913-25-331-011`

Property Details

APN / Parcel Number

Primary APN	`8913-25-331-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,140 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	140 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1315 JEFFERSON ST
City	WATERLOO
State	IA
Zip	50702-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANTHONY BAKERS ADDITION SE 30 FT LOT 8 BK 59
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	ANTHONY BAKERS ADDITION
Legal Block	59
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2021
Census Tract	900

Owner

Source: Black Hawk County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1304 COMMERCIAL ST, WATERLOO, IA 50702-1144
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2017	Warranty Deed, Transfer
Aug 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2013 · Amount on Record
Deed Sale	Dec 2, 2013 · Amount on Record
Prior Sale	Dec 28, 2012 · Amount on Record
Deed Document Number	20132014011310
Prior Transfer Date	Dec 12, 2012
Prior Transfer Doc	2013013545
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 4, 2017
Property Address	1315 JEFFERSON ST, WATERLOO, IA 50702-1151
Document Number	201800002134
Instrument Date	Jul 31, 2017
Instrument	2018-00002134
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 COMMERCIAL ST, WATERLOO, IA 50702-1144

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 4, 2017
Property Address	1315 JEFFERSON ST, WATERLOO, IA 50702-1151
Document Number	201800002135
Instrument Date	Jul 31, 2017
Instrument	2018-00002135
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 COMMERCIAL ST, WATERLOO, IA 50702-1144

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$796.00 (+3.11%)	$38,960 (+9.56%) Land $5,250 Building $33,710	$38,960 (+9.56%) Land $5,250 Building $33,710
2024	$772.00 (+21%)
2023		$35,560 (+22.24%) Land $5,250 Building $30,310	$35,560 (+22.24%) Land $5,250 Building $30,310
2022	$638.00	$29,090 Land $5,250 Building $23,840
2021			$29,090 Land $5,250 Building $23,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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