1315 Grant Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1315 Grant Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,459 sqft · built 1901
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Feb 2026)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Jan 2012 Mortgage Feb 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-478-030`

Property Details

APN / Parcel Number

Primary APN	`8913-26-478-030`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,459 sqft Living Area
1st Floor Area	756 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	298 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1315 GRANT AVE
City	WATERLOO
State	IA
Zip	50702-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSONS ADDITION LOT 4 BLK 10
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	JOHNSONS ADDITION
Legal Block	10
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2008
Census Tract	200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 GRANT AVE, WATERLOO, IA 50702-2313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2012	Deed of Trust, Mortgage · FHA Mortgage VALLEY BANK
Feb 25, 2026	Warranty Deed, Transfer
Mar 2, 2021	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Jul 29, 2020	Special Warranty Deed, Transfer
Jan 6, 2012	Warranty Deed, Transfer · VA Mortgage VALLEY BANK
Jan 6, 2012	Warranty Deed, Transfer · FHA Mortgage VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Document Number	20262396
Record Updated	Oct 29, 2026

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1315 GRANT AVE, WATERLOO, IA 50702-2313
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012014045
Date	Jan 30, 2012
Instrument	2012014045

Lender

Name	VALLEY BANK
Type	Bank
Address	MOLINE, IL 61265

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2042

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 25, 2026
Property Address	1315 GRANT AVE, WATERLOO, IA 50702-2313
Document Number	0202602396
Instrument Date	Feb 12, 2026
Instrument	2026-02396
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$221.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 GRANT AVE, WATERLOO, IA 50702-2313

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 2, 2021
Property Address	1315 GRANT AVE, WATERLOO, IA 50702-2313
Document Number	202100018254
Instrument Date	Feb 16, 2021
Instrument	202100018254
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$80.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 538, WATERLOO, IA 50704-0538
Investor	Possibly a Property Investor

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 29, 2020
Property Address	1315 GRANT AVE, WATERLOO, IA 50702-2313
Document Number	202100002250
Instrument Date	Jun 19, 2020
Instrument	202100002250
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$68.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343-3444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 NYE AVE # 2, 2, BROCKTON, MA 02301-3217

January 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 6, 2012
Property Address	1315 GRANT AVE, WATERLOO, IA 50702-2313
Document Number	2012012600
Instrument Date	Jan 5, 2012
Instrument	2012012600
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 GRANT AVE, WATERLOO, IA 50702-2313

Mortgage

Document Number	2012012601
Date	Jan 6, 2012
Instrument	2012012601

Lender

Name	VALLEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2042

January 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 6, 2012
Property Address	1315 GRANT AVE, WATERLOO, IA 50702-2313
Document Number	201200012600
Instrument Date	Jan 5, 2012
Instrument	2012-00012600
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$14.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 GRANT AVE, WATERLOO, IA 50702-2313

Mortgage

Document Number	201200012601
Date	Jan 6, 2012
Instrument	2012-00012601

Lender

Name	VALLEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,012.00 (-2.33%)	$98,630 (+3.9%) Land $13,500 Building $85,130	$98,630 (+3.9%) Land $13,500 Building $85,130
2024	$2,060.00 (+16.91%)
2023		$94,930 (+18.38%) Land $13,500 Building $81,430	$94,930 (+18.38%) Land $13,500 Building $81,430
2022	$1,762.00	$80,190 Land $13,500 Building $66,690
2021			$80,190 Land $13,500 Building $66,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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