Gaston County property record for 1315 Ford Dr, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,488 sqft · built 1964 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Sep 2022) |
| Tax Bill | $2,445 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 134714 |
| Primary APN | 134714 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1315 FORD DR |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 09 004A 037 00 000 |
| Legal Subdivision | FRED E FORD PROPERTY |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 32201 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1315 FORD DR, LOWELL, NC 28098-1724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Feb 23, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | Feb 9, 1962 |
| Deed Book / Page | 5365 / 981 |
| Prior Transfer Date | Mar 9, 2015 |
| Prior Transfer Doc | 0047741861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 16, 2022 |
| Property Address | 1315 FORD DR, LOWELL, NC 28098-1724 |
| Document Number | 0053650981 |
| Book / Page | 5365 / 981 |
| Instrument Date | Sep 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 LANE ST, 105, MOUNT HOLLY, NC 28120-1525 |
| Name | Verified Name |
|---|---|
| Address | 1315 FORD DR, LOWELL, NC 28098-1724 |
| Document Number | 0005365984 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 5365/984 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Number | 0053650995 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 5365/995 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 23, 2017 |
| Property Address | 1315 FORD DR, LOWELL, NC 28098-1724 |
| Document Number | 0048961759 |
| Book / Page | 004896 / 001759 |
| Instrument Date | Feb 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3220 PHILADELPHIA CHURCH RD DALLAS NC 280347685, DALLAS, NC 28034-7685 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | McAdenville Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,445.00 (+3.03%) | $239,970 (-) Land $18,000 Building $221,970 | |
| 2025 | $2,373.00 (-1.08%) | $239,970 (-) Land $18,000 Building $221,970 | |
| 2023 | $2,399.00 | $239,970 Land $18,000 Building $221,970 | |
| 2021 | $127,580 Land $18,000 Building $109,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MCADENVILLE serves 930 people · EPA ID NC0136045 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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