1315 E Main St, Caledonia, MN 55921 Property Records

Houston County property record for 1315 E Main St, Caledonia, MN 55921

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,426 sqft · built 1880
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (Mar 2024)
Tax Bill$1,600 (2025)
Deeds & MortgagesMar 2024 Mortgage
Dec 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN21.1082.001

Property Details

APN / Parcel Number

Primary APN21.1082.001

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,426 sqft Living Area
1st Floor Area252 sqft
Basement Area294 sqft
Finished Basement294 sqft
Unfinished Basement294 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions184 ft deep x 112 ft wide
Garage TypeMixed
PorchSlab
Porch Area266 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemGravity Furnace
Heating FuelGas

Location & Zoning

Street Address1315 E MAIN ST
CityCALEDONIA
StateMN
Zip55921-1728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-18 TWP-102 RANGE-005 .51 AC S 185 FT OF PT E1/2 SW1/4 EX RR - DOC #198220; 289137; DOC 294595; DOC 312230
Legal Range05
Legal Township102
Legal Section18
JurisdictionHOUSTON MN
Township / Civil DivisionCALEDONIA
Census Block Group1
Census Block1038
Census Tract20500

Owner

Source: Houston County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1315 E MAIN ST, CALEDONIA, MN 55921-1728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Dec 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Jun 13, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
AMERICAN MORTGAGE & EQUITY
Oct 12, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2024 · Amount on Record
Deed SaleMar 4, 2024 · Amount on Record
Prior SaleJun 13, 2019 · Amount on Record
Deed Document Number2024312230
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOUSTON MN
Property Address1315 E MAIN ST, CALEDONIA, MN 55921-1728
Transaction TypeMortgage
Record UpdatedMar 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A312231
DateMar 4, 2024
InstrumentA312231
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOUSTON MN
Property Address1315 E MAIN ST, CALEDONIA, MN 55921-1728
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A305624
DateDec 29, 2021
InstrumentA305624
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOUSTON MN
Recording DateJun 13, 2019
Property Address1315 E MAIN ST, CALEDONIA, MN 55921-1728
Document NumberA294595
Instrument DateJun 7, 2019
InstrumentA294595
Transaction TypeTransfer
Record UpdatedAug 23, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 E MAIN ST, CALEDONIA, MN 55921-1728

Mortgage

Document Number000A294596
DateJun 13, 2019
InstrumentA294596
Lender
NameAMERICAN MORTGAGE & EQUITY
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOUSTON MN
Recording DateOct 12, 2017
Property Address1315 E MAIN ST, CALEDONIA, MN 55921-1728
Document Number289137
Instrument DateOct 6, 2017
Instrument289137
Transaction TypeTransfer
Record UpdatedAug 23, 2021

Transaction

AmountAmount Recorded
Tax$198.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 W MAIN ST, CALEDONIA, MN 55921-1166

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHouston County
MunicipalityCaledonia City
Unified School DistrictCaledonia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,700 (+11.74%) Land $38,000 Building $106,700$144,700 (+11.74%) Land $38,000 Building $106,700
2025$1,600.00 (+51.23%)
2023$1,058.00 Homeowner's exemption$129,500 Land $27,800 Building $101,700$129,500 Land $27,800 Building $101,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2007)
Most Recent ClaimAug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCaledonia
serves 2,824 people · EPA ID MN1280002
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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