Union County property record for 1315 E Howard St, Creston, IA 50801
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 724 sqft · built 1920 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Oct 2025) |
| Tax Bill | $1,280 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0606406006 |
| Primary APN | 0606406006 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 724 sqft Living Area |
| Basement Area | 543 sqft |
| Unfinished Basement | 543 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1315 E HOWARD ST |
|---|---|
| City | CRESTON |
| State | IA |
| Zip | 50801-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNYSIDE LOTS 7-8 |
| Legal Subdivision | SUNNYSIDE ADDITION |
| Legal Lot Number | 7,8 |
| Jurisdiction | UNION IA |
| Township / Civil Division | CRESTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 190400 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1315 E HOWARD ST, CRESTON, IA 50801-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 27, 2025 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY 1ST CU |
| Apr 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Prior Sale | Apr 23, 2024 · Amount on Record |
| Deed Document Number | 20251800 |
| Deed Book / Page | 1365 / 333 |
| Prior Transfer Date | May 31, 2012 |
| Prior Transfer Doc | 0000001145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION IA |
| Recording Date | Oct 27, 2025 |
| Property Address | 1315 E HOWARD ST, CRESTON, IA 50801-1803 |
| Document Number | 001365/333 |
| Book / Page | 1365 / 333 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025-00001800 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1315 E HOWARD ST, CRESTON, IA 50801-1803 |
| Document Number | 202500001801 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025-00001801 |
| Name | COMMUNITY 1ST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Nov 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION IA |
| Recording Date | Apr 23, 2024 |
| Property Address | 1315 E HOWARD ST, CRESTON, IA 50801-1803 |
| Document Number | 001328/112 |
| Book / Page | 1328 / 112 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 2024-00000602 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1315 E HOWARD ST, CRESTON, IA 50801-1803 |
| Document Number | 202400000615 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024-00000615 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 001328/167 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 1328/167 |
| Instrument | 2024-00000615 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | URBANDALE, IA 50322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Union County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Creston City |
| County | Union County |
| Unified School District | Creston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,360 (+15.56%) Land $15,750 Building $85,610 | $101,360 (+15.56%) Land $15,750 Building $85,610 | |
| 2025 | $1,280.00 (-5.33%) Homeowner's exemption | $87,710 (+26.46%) Land $15,750 Building $71,960 | $87,710 (+26.46%) Land $15,750 Building $71,960 |
| 2024 | $1,352.00 (+8.86%) | ||
| 2023 | $69,360 Land $16,050 Building $53,310 | $69,360 Land $16,050 Building $53,310 | |
| 2022 | $1,242.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment Techniques Jun 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
May also be available: Nextlink, OmniTel-Interstate Cablevision, Verizon, Windstream.
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