1315 E Calvert St, South Bend, IN 46613 Property Records

St. Joseph County property record for 1315 E Calvert St, South Bend, IN 46613

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,192 sqft · built 1920
Lot Size	0.14 acres (6,132 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Dec 2022)
Tax Bill	$1,141 (2024)
Deeds & Mortgages	Apr 2012 Line of Credit Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-18-336-013.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-18-336-013.000-026`
Alternative APN	`01870943385`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
Basement Area	1,176 sqft

Exterior

Year Built	Built 1920
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,132 sqft (0.14 acres)
Lot Dimensions	146 ft deep x 42 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	1,020 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01870943385
Street Address	1315 E CALVERT ST
City	SOUTH BEND
State	IN
Zip	46613-3327
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 15 LEERS 3RD ADD
Legal Subdivision	LEERS 3RD ADD
Legal Lot Number	15
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2012
Census Tract	3100

Owner

1315 E Calvert St, a duplex, is owned and occupied by an individual who bought it in December 2022.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1315 E CALVERT ST, SOUTH BEND, IN 46613-3327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2012	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
Dec 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK MIDDLEBURY
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK MIDDLEBURY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on File
Deed Sale	Dec 7, 2022 · Amount on File
Deed Document Number	0002234543
Record Updated	Sep 20, 2026

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1315 E CALVERT ST, SOUTH BEND, IN 46613-3327
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001209900
Date	Apr 5, 2012
Instrument	1209900

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1315 E CALVERT ST, SOUTH BEND, IN 46613-3327
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002234545
Date	Dec 7, 2022
Instrument	2234545

Lender

Name	FIRST STATE BANK MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	5 Years
Min Rate At Change	7.13%
Max Rate At Change	10.1%
Index	3-Year CMT
Max Rate	12.1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 7, 2022
Property Address	1315 E CALVERT ST, SOUTH BEND, IN 46613-3327
Document Number	0002234543
Map Reference	PB 10 PG 32
Instrument Date	Dec 2, 2022
Instrument	2234543
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 E CALVERT ST, SOUTH BEND, IN 46613-3327

Mortgage

Document Number	0002234544
Date	Dec 7, 2022
Instrument	2234544

Lender

Name	FIRST STATE BANK MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	5.5%
Max Rate At Change	8.5%
Index	5-Year CMT
Max Rate	10.5%

Mortgage

Document Number	0002234545
Date	Dec 7, 2022
Instrument	2234545

Lender

Name	FIRST STATE BANK MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	5 Years
Min Rate At Change	7.13%
Max Rate At Change	10.1%
Index	3-Year CMT
Max Rate	12.1%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,800 Land $6,100 Building $137,700	$143,800 Land $6,100 Building $137,700
2024	$1,141.00 (-0.26%)
2023	$1,144.00 (+42.82%)	$96,600 (+140.3%) Land $6,100 Building $90,500	$96,600 (+140.3%) Land $6,100 Building $90,500
2022	$801.00 Homeowner's exemption	$40,200 Land $7,600 Building $32,600	$40,200 Land $7,600 Building $32,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1315 E Calvert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1315 E Calvert St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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