Black Hawk County property record for 1315 Dearborn Ave, Waterloo, IA 50707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 2014 |
| Lot Size | 0.386 acres (16,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,500 (Nov 2014) |
| Tax Bill | $3,188 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-29-303-010 |
| Primary APN | 8912-29-303-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,800 sqft (0.386 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 84 sqft |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1315 DEARBORN AVE |
|---|---|
| City | EVANSDALE |
| State | IA |
| Zip | 50707-2744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUDITOR BARNES PLAT OF MAYWOOD E 120 FT S 1/2 LOT 8 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 29 |
| Legal Subdivision | AUDITOR BARNES PLAT OF MAYWOOD |
| Legal Lot Number | 8 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 800 |
1315 Dearborn Ave is owned and occupied by an individual who bought it in November 2014.
Source: Black Hawk County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1315 DEARBORN AVE, EVANSDALE, IA 50707-2744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2014 · Amount on File |
| Deed Sale | Nov 25, 2014 · Amount on File |
| Prior Sale | May 24, 2013 · Amount on File |
| Deed Document Number | 2014201500008901 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1315 Dearborn Ave was $3,188 with a homeowner's exemption.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,188.00 Homeowner's exemption | $205,090 Land $21,600 Building $183,490 | $205,090 Land $21,600 Building $183,490 |
| 2024 | $3,188.00 | ||
| 2023 | $157,210 Land $21,600 Building $135,610 | $191,110 | |
| 2022 | $2,198.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 Dearborn Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1993–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 Dearborn Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink.
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