1315 Crestview Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 1315 Crestview Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,294 sqft · built 1959
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Jul 2024)
Tax Bill	$1,980 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25104`

Property Details

APN / Parcel Number

Primary APN	`25104`
Alternative APNs	`1286331` `1348410` `1364308`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,294 sqft Finished Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Footing
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1364308
Street Address	1315 CRESTVIEW DR
City	SHELBY
State	NC
Zip	28150-4251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LTS#13-16 BLK B P8-5 FAIR WAY HGTS
Legal Subdivision	FAIR WAY HGTS
Legal Block	1
Legal Lot Number	13-16
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2009
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 CRESTVIEW DR, SHELBY, NC 28150-4251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage BELL ROCK INCOME FUND 1 LLC
Jun 17, 2022	Warranty Deed, Transfer
Jun 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	2024200102494
Deed Book / Page	1925 / 337
Prior Transfer Date	Apr 12, 2013
Prior Transfer Doc	0016542275
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 27, 2023
Property Address	1315 CRESTVIEW DR, SHELBY, NC 28150-4251
Document Number	0018910807
Book / Page	1891 / 807
Map Reference	MB 8 PG 5
Instrument Date	Jan 27, 2023
Instrument	200083230
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3608, MOORESVILLE, NC 28117-3608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 CRESTVIEW DR, SHELBY, NC 28150-4251

Mortgage

Document Number	0001891810
Date	Jan 27, 2023
Instrument	1891/810

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	19%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1315 CRESTVIEW DR, SHELBY, NC 28150-4251
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3010, MOORESVILLE, NC 28117-3010

Mortgage

Document Number	0018752733
Date	Jun 21, 2022
Book Page	1875/2733
Instrument	200074584

Lender

Name	BELL ROCK INCOME FUND 1 LLC
Type	Non-Lending Institution
Address	MESA, AZ 85206

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 17, 2022
Property Address	1315 CRESTVIEW DR, SHELBY, NC 28150-4251
Document Number	0018752507
Book / Page	1875 / 2507
Map Reference	MB 8 PG 5
Instrument Date	Jun 16, 2022
Instrument	200074539
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10935 WINDS CROSSING DR STE 300, 300, CHARLOTTE, NC 28273-2302
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 21, 2022
Property Address	1315 CRESTVIEW DR, SHELBY, NC 28150-4251
Document Number	0018752707
Book / Page	1875 / 2707
Map Reference	MB 8 PG 5
Instrument Date	Jun 14, 2022
Instrument	200074579
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10935 WINDS CROSSING DR # DR300, 10935, CHARLOTTE, NC 28273-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5 # 100W # 5, 5#100W, IRVING, TX 75039-4316
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,980.00 (+2.06%)	$195,016 (-) Land $14,580 Building $180,436	$195,016 (-) Land $14,580 Building $180,436
2025	$1,940.00	$195,016 (+110.76%) Land $14,580 Building $180,436	$195,016 (+110.76%) Land $14,580 Building $180,436
2023		$92,532 Land $12,312 Building $80,220	$92,532 Land $12,312 Building $80,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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