1315 Cobb Rd, Newbern, TN 38059 Property Records

Dyer County property record for 1315 Cobb Rd, Newbern, TN 38059

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,888 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023040 06107`

Property Details

APN / Parcel Number

Primary APN	`023040 06107`
Alternative APN	`040 06107`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,888 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	498 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1315 COBB RD
City	NEWBERN
State	TN
Zip	38059-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 DIST:06 SUBD:MELANIE WESTMORLAND MINOR SUBD MAP REF:040
Legal Subdivision	MELANIE WESTMORLAND MINOR SUBD
Legal Lot Number	1
Jurisdiction	DYER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1028
Census Tract	964900

Owner

Source: Dyer County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1315 COBB RD, NEWBERN, TN 38059-5011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS NATIONAL BANK
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 25, 2021
Transfer Doc	0000969423
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DYER TN
Property Address	1315 COBB RD, NEWBERN, TN 38059-5011
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000973602
Date	Apr 13, 2021
Book Page	973/602
Instrument	20212151

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38025

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 30, 2022

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DYER TN
Property Address	1315 COBB RD, NEWBERN, TN 38059-5011
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001013424
Date	Jun 17, 2022
Book Page	1013/424
Instrument	20223193

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Dyer County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dyer County
Unified School District	Dyer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,519.00 (+53.13%)	$86,300 (+39.31%) Land $9,375 Building $76,925	$345,200 (+106.21%) Land $37,500 Building $307,700
2023		$61,950 (+48.03%) Land $6,675 Building $55,275
2022	$992.00	$41,850 Land $6,675 Building $35,175
2021			$167,400 (-32.45%) Land $26,700 Building $140,700
2020			$247,800 Land $26,700 Building $221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWBERN WATER DEPT serves 8,098 people · EPA ID TN0000496
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Forked Deer Connect Fiber	2,500 / 1,250
Sparklight Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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