1315 Chad St, Mandeville, LA 70448 Property Records

St. Tammany Parish property record for 1315 Chad St, Mandeville, LA 70448

Property Summary

Property Type	Single Family Home
Details	1,250 sqft · built 1997
Owner	Individual Name on Record
Last Sale	$168,000 (Jul 2019)
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2021 Mortgage + 2 more
APN	`112-127-9289`

Property Details

APN / Parcel Number

Primary APN	`112-127-9289`
Alternative APN	`50517`

Interior

Building Area	1,250 sqft Living Area

Exterior

Year Built	Built 1997

Location & Zoning

Old Parcel Number	112-127-9289
Street Address	1315 CHAD ST
City	MANDEVILLE
State	LA
Zip	70448-4152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 34 36 SQ 162 AKA 162-A TOWN OF MANDEVILLE LOT 34 MEAS 30 X 120 LOT 36 MEAS 26.45 X 120 CB 833 797 INST NO 982877 INST NO
Legal Subdivision	CHAD ST
Legal Lot Number	34 36
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	10
Census Block Group	1
Census Block	1051
Census Tract	41211

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 CHAD ST, MANDEVILLE, LA 70448-4152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage GOLDWATER BANK NA
Sep 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jul 10, 2019	Deed, Transfer · VA Mortgage GOLDWATER BANK NA
Jun 27, 2016	Cash Sale Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	2164298
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1315 CHAD ST, MANDEVILLE, LA 70448-4152
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	STONE TITLE, STONE TITLE INSURANCE OF LA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002201282
Date	Apr 8, 2020
Instrument	2201282

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1315 CHAD ST, MANDEVILLE, LA 70448-4152
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002293229
Date	Sep 28, 2021
Instrument	2293229

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 10, 2019
Property Address	1315 CHAD ST, MANDEVILLE, LA 70448-4152
Document Number	0002164298
Instrument Date	Jun 28, 2019
Instrument	2164298
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	STONE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 CHAD ST, MANDEVILLE, LA 70448-4152

Mortgage

Document Number	0002164299
Date	Jul 10, 2019
Instrument	2164299

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

June 2016: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 27, 2016
Property Address	1315 CHAD ST, MANDEVILLE, LA 70448-4152
Document Number	0002026630
Map Reference	DOC 1246559
Instrument Date	Jun 24, 2016
Instrument	2026630
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 CHAD ST, MANDEVILLE, LA 70448-4152

Mortgage

Document Number	0002026636
Date	Jun 27, 2016
Instrument	2026636

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,032.00 (-3.55%) Homeowner's exemption	$15,972 (-) Land $3,000 Building $12,972	$159,720 (-) Land $30,000 Building $129,720
2024	$1,070.00 (+27.38%) Homeowner's exemption	$15,972 (+16.22%) Land $3,000 Building $12,972	$159,720 (+16.22%) Land $30,000 Building $129,720
2023	$840.00 Homeowner's exemption	$13,743 (-) Land $3,000 Building $10,743	$137,430 (-) Land $30,000 Building $107,430
2022	$840.00 Homeowner's exemption	$13,743 Land $3,000 Building $10,743	$137,430 Land $30,000 Building $107,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 222 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	222 in force
Nearby Flood Claims	195 (1995–2024)
Claims Outside the SFHA	149 of 195
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Aug 2016 · 9 claims Hurricane Gustav, Sep 2008 · 7 claims Hurricane Katrina, Aug 2005 · 145 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA-MONTEREY SUBDIVISION private · serves 1,356 people · EPA ID LA1103148
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	CITY OF MANDEVILLE WATER SUPPLY
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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