1315 Casey Key Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 1315 Casey Key Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,586 sqft · built 2000
Lot Size	0.27 acres (11,760 sqft)
Owner	Trust Name on File
Last Sale	$963,500 (Jul 2021)
Tax Bill	$14,085 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2022 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`412224333003`

Property Details

APN / Parcel Number

Primary APN	`412224333003`
Alternative APNs	`00952090013004` `10004697024`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,586 sqft Living Area
Gross Area	3,723 sqft
1st Floor Area	2,586 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	11,760 sqft (0.27 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	712 sqft
Driveway	Brick Driveway
Driveway Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	28 sqft
Porch	Raised Porch
Porch Area	425 sqft
Loading Dock	315 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952090013004
Street Address	1315 CASEY KEY DR
City	PUNTA GORDA
State	FL
Zip	33950-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC12 BLK150 LT 4 557/945 666/1734 1471/1679 1622/2152 4276/757 4799/1707 5059/237
Legal Range	22E
Legal Township	41S
Legal Section	24
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	150
Legal Lot Number	4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3012
Census Tract	10405

Owner

1315 Casey Key Dr is owner-occupied and held in a trust since October 2022.

Source: Charlotte County records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	1315 CASEY KEY DR, PUNTA GORDA, FL 33950-8547
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Oct 19, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 7, 2021	Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Jan 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Jun 23, 1998 · Amount on File
Deed Document Number	20212968593
Deed Book / Page	4799 / 1707
Last Transfer Date	Oct 14, 2022
Transfer Doc	0050590237
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 29, 2026
Property Address	1315 CASEY KEY DR, PUNTA GORDA, FL 33950-8547
Document Number	0003658885
Instrument Date	Jun 22, 2026
Instrument	20263658885
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1315 CASEY KEY DR, PUNTA GORDA, FL 33950-8547
Investor	Possibly a Property Investor

Mortgage

Document Number	0003658885,
Date	Jun 29, 2026
Instrument	20263658885

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 17, 2046

Interest

Rate	6.51%
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 19, 2022
Property Address	1315 CASEY KEY DR, PUNTA GORDA, FL 33950-8547
Document Number	0050590237
Book / Page	5059 / 237
Map Reference	MB 8 PG 6
Instrument Date	Oct 14, 2022
Instrument	3160327
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1315 CASEY KEY DR, PUNTA GORDA, FL 33950-8547

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 7, 2021
Property Address	1315 CASEY KEY DR, PUNTA GORDA, FL 33950-8547
Document Number	0047991707
Book / Page	4799 / 1707
Map Reference	MB 8 PG 6
Instrument Date	Jul 7, 2021
Instrument	2968593
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,744.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1315 CASEY KEY DR, 1315, PUNTA GORDA, FL 33950-8547

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1315 CASEY KEY DR, PUNTA GORDA, FL 33950-8547

Mortgage

Document Number	47991708
Date	Jul 7, 2021
Instrument	4799/1708

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 26, 2018
Property Address	1315 CASEY KEY DR, PUNTA GORDA, FL 33950-8547
Document Number	0042760757
Book / Page	004276 / 000757
Instrument Date	Jan 23, 2018
Instrument	2582268
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1315 CASEY KEY DR PUNTA GORDA FL 339508547, PUNTA GORDA, FL 33950-8547

Tax Assessment & Valuation

The 2025 property tax bill for 1315 Casey Key Dr was $14,085, down 9.3% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,085.00 (-9.27%)	$807,647 Land $340,000 Building $467,647	$807,647 Land $340,000 Building $467,647
2024	$15,524.00 (-2.65%)
2023	$15,946.00 (-1.91%) Homeowner's exemption	$910,547 (+2.11%)	$828,046 (-7.14%) Land $400,000 Building $428,046
2022	$16,257.00	$891,704 Land $294,100 Building $597,604	$891,704 Land $294,100 Building $597,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1315 Casey Key Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,331 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,225 units insured incl. 894 condo units
Nearby Flood Claims	127 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 33 claims Hurricane Ian, Oct 2022 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 Casey Key Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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