1315 Bernardo Ave, Escondido, CA 92029 Property Records

San Diego County property record for 1315 Bernardo Ave, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,821 sqft · built 1999
Lot Size	0.164 acres (7,140 sqft)
Owner	2 Individual Names on File
Last Sale	$616,000 (Oct 2019)
Tax Bill	$7,716 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235-510-08-00`

Property Details

APN / Parcel Number

Primary APN	`235-510-08-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,821 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	7,140 sqft (0.164 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1315 BERNARDO AVE
City	ESCONDIDO
State	CA
Zip	92029-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R-2.96
Legal Description	LOT 8 TR 013281
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	013281
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	20404

Owner

1315 Bernardo Ave is owned and occupied by two individuals who bought it in October 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1315 BERNARDO AVE, ESCONDIDO, CA 92029-3230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 5, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 31, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Prior Sale	Feb 14, 2012 · Amount on File
Deed Document Number	2019439856
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2019
Property Address	1315 BERNARDO AVE, ESCONDIDO, CA 92029-3230
Document Number	0000439856
Map Reference	MAP 13281
Instrument Date	Sep 5, 2019
Instrument	2019-0439856
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1315 BERNARDO AVE, ESCONDIDO, CA 92029-3230

Mortgage

Document Number	0000439857
Date	Oct 2, 2019
Instrument	2019-0439857

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2034

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1315 BERNARDO AVE, ESCONDIDO, CA 92029-3230
Document Number	0000084989
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1315 BERNARDO AVE ESCONDIDO CA 920293230, ESCONDIDO, CA 92029-3230

Mortgage

Document Number	0000084989
Date	Mar 11, 2019
Instrument	84989

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1315 BERNARDO AVE, ESCONDIDO, CA 92029-3230
Document Number	0000517439
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1315 BERNARDO AVE ESCONDIDO CA 920293230, ESCONDIDO, CA 92029-3230

Mortgage

Document Number	0000517439
Date	Nov 6, 2017
Instrument	517439

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1315 Bernardo Ave was $7,716.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$687,154 (+2%) Land $377,935 Building $309,219
2025	$7,716.00	$673,681 Land $370,525 Building $303,156
2023	$7,389.00 (+1.08%)	$647,523 Land $356,138 Building $291,385
2022	$7,310.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1315 Bernardo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 Bernardo Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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