Carteret County property record for 1315 Barnacle Ln, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,277 sqft · built 2012 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Jul 2026) |
| Tax Bill | $2,889 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 6386.10.46.4788000 |
| Primary APN | 6386.10.46.4788000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,277 sqft Heated Area |
| Gross Area | 1,760 sqft |
| 1st Floor Area | 612 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 159 ft deep x 79 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 41008 |
|---|---|
| Street Address | 1315 BARNACLE LN |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-3986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L37 MARINERS POINTE MOREHEAD CITY |
| Legal Subdivision | MARINERS POINTE- MOREHEAD CITY |
| Legal Block | 46 |
| Legal Lot Number | 37 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970504 |
1315 Barnacle Ln is owned and occupied by two individuals who bought it in July 2026.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 BARNACLE LN, MOREHEAD CITY, NC 28557-3986 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jun 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on File |
| Deed Sale | Jul 22, 2026 · Amount on File |
| Prior Sale | Jun 1, 2018 · Amount on File |
| Deed Document Number | 20261892042 |
| Deed Book / Page | 1892 / 42 |
| Prior Transfer Date | Sep 9, 2010 |
| Prior Transfer Doc | 0001352374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 22, 2026 |
| Property Address | 1315 BARNACLE LN, MOREHEAD CITY, NC 28557-3986 |
| Document Number | 0001892042 |
| Book / Page | 1892 / 42 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20261892042 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120,190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1315 BARNACLE LN, MOREHEAD CITY, NC 28557-3986 |
| Document Number | 0001892043, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 20261892043 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jun 1, 2018 |
| Property Address | 1315 BARNACLE LN, MOREHEAD CITY, NC 28557-3986 |
| Document Number | 0016100016 |
| Book / Page | 001610 / 000016 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | BB AND T ML POST CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1315 BARNACLE LN MOREHEAD CITY NC 285573986, MOREHEAD CITY, NC 28557-3986 |
| Document Number | 16100017 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 001610/000017 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2048 |
The 2025 property tax bill for 1315 Barnacle Ln was $2,889.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Morehead City Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491,828 (-) Land $97,920 Building $393,908 | $491,828 (-) Land $97,920 Building $393,908 | |
| 2025 | $2,889.00 | $491,828 Land $97,920 Building $393,908 | $491,828 Land $97,920 Building $393,908 |
| 2023 | $302,322 Land $60,000 Building $242,322 | $302,322 Land $60,000 Building $242,322 | |
| 2022 | $1,012.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 Barnacle Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 146 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 146 in force |
| Nearby Flood Claims | 69 (1996–2025) |
| Claims Outside the SFHA | 9 of 69 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 Barnacle Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALLOU MHP private · serves 95 people · EPA ID NC0416101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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