1315 Ballast Point Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1315 Ballast Point Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,727 sqft · built 1964
Lot Size	0.194 acres (8,465 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,525 (Jul 2024)
Tax Bill	$1,578 (2025)
Deeds & Mortgages	Sep 2023 Foreclosure Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018.033.03002248`

Property Details

APN / Parcel Number

Primary APN	`018.033.03002248`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,727 sqft Living Area
Gross Area	3,279 sqft
1st Floor Area	2,235 sqft
Basement Area	492 sqft
Finished Basement	492 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Masonry / Concrete Block
Lot Area	8,465 sqft (0.194 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	552 sqft

Exterior Amenities

Pool Area	1,251 sqft
Porch	Open Frame Porch
Porch Area	64 sqft
Patio Area	651 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1315 BALLAST POINT DR
City	ARNOLD
State	MO
Zip	63010-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	BAYSHORE LOT 270
Legal Range	6E
Legal Township	43N
Legal Section	33
Legal Subdivision	BAYSHORE
Legal Block	1
Legal Lot Number	270
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1002
Census Tract	700115

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1315 BALLAST POINT DR, ARNOLD, MO 63010-4046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Mar 27, 2019	Loan Modification, Mortgage MIDFIRST BK
Mar 27, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 20, 2017	Warranty Deed, Transfer · FHA Mortgage F&B ACQUISITION
Mar 20, 2017	Warranty Deed, Transfer TRUE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	Sep 22, 2023 · Amount on Record
Deed Document Number	202417351
Record Updated	Oct 29, 2026

September 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 22, 2023
Property Address	1315 BALLAST POINT DR, ARNOLD, MO 63010-4046
Document Number	0000024053
Map Reference	MB 28 PG 27
Instrument Date	Sep 18, 2023
Instrument	2023R-024053
Transaction Type	Foreclosure
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2963 SPRING WATER DR, OAKVILLE, MO 63129-5725

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1315 BALLAST POINT DR, ARNOLD, MO 63010-4046
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 BALLAST POINT DR, ARNOLD, MO 63010-4046

Mortgage

Document Number	0000010673
Date	Mar 30, 2022
Instrument	2022R-010673

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	1315 BALLAST POINT DR, ARNOLD, MO 63010-4046
Document Number	0000010371
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 BALLAST POINT DR ARNOLD MO 630104046, ARNOLD, MO 63010-4046

Mortgage

Document Number	0000010371
Date	Apr 17, 2019
Instrument	10371

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 16, 2020

Interest

Rate	4.75%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1315 BALLAST POINT DR, ARNOLD, MO 63010-4046
Document Number	0000009910
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 BALLAST POINT DR ARNOLD MO 630104046, ARNOLD, MO 63010-4046

Mortgage

Document Number	0000009910
Date	Apr 12, 2019
Instrument	9910

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 20, 2017
Property Address	1315 BALLAST POINT DR, ARNOLD, MO 63010-4046
Document Number	0000008079
Instrument Date	Mar 17, 2017
Instrument	8079
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	TRUE TITLE

Transaction

Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13115 BALLAST POINT DR ARNOLD MO 63010, ARNOLD, MO 63010

Mortgage

Document Number	8080
Date	Mar 20, 2017
Instrument	8080

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 20, 2017
Property Address	1315 BALLAST POINT DR, ARNOLD, MO 63010-4046
Document Number	0000008078
Instrument Date	Mar 17, 2017
Instrument	8078
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	TRUE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13115 BALLAST POINT DR ARNOLD MO 63010, ARNOLD, MO 63010

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,300 (-) Land $2,700 Building $20,600	$122,800 (-) Land $14,400 Building $108,400
2025	$1,578.00 (+15.69%)	$23,300 (+19.49%) Land $2,700 Building $20,600	$122,800 (-) Land $14,400 Building $108,400
2024	$1,364.00 (+0.66%)		$122,800 (+19.57%) Land $14,400 Building $108,400
2023	$1,355.00 (-2.45%)	$19,500 (-) Land $2,700 Building $16,800	$102,700 (-) Land $14,400 Building $88,300
2022	$1,389.00	$19,500 Land $2,700 Building $16,800
2021			$102,700 Land $14,400 Building $88,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	33 (1979–2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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