Monroe County property record for 1315 Bacon St, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,878 sqft |
| Lot Size | 1.28 acres (56,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,000 (Dec 2016) |
| Tax Bill | $1,906 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 12-110-069-00 |
| Primary APN | 12-110-069-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 4 Stories |
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 1,878 sqft |
| Lot Area | 56,062 sqft (1.28 acres) |
|---|---|
| Lot Dimensions | 130 ft deep x 143 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1315 BACON ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-4032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 17 FROST STODDARD AND BRAVIER PLAT LOTS 103 & 104 EXC THEREFROM THE N 65 FT OF LOT 104 & EXC N 50 FT OF LOT 103 |
| Legal Subdivision | FROST STODDARD & BRAVIER - MON |
| Legal Lot Number | 103-104 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 832200 |
1315 Bacon St is owned and occupied by an individual who bought it in December 2016.
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1315 BACON ST, MONROE, MI 48161-4032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · SBA Mortgage US SMALL BUSINESS ADMINISTRATION, A GOVE |
| Oct 17, 2022 | Deed of Trust, Mortgage MONROE COMMUNITY CU |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MONROE COUNTY COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2016 · Amount on File |
| Deed Sale | Dec 22, 2016 · Amount on File |
| Prior Sale | Sep 14, 1998 · Amount on File |
| Deed Document Number | 201625478 |
| Prior Transfer Date | Oct 28, 2013 |
| Prior Transfer Doc | 0000026991 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1315 BACON ST, MONROE, MI 48161-4032 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1315 BACON ST, MONROE, MI 48161-4032 |
| Document Number | 0000006246 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2024R06246 |
| Name | US SMALL BUSINESS ADMINISTRATION, A GOVE |
|---|---|
| Type | Private Party |
| Address | 2 20TH ST N STE 320, BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1315 BACON ST, MONROE, MI 48161-4032 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1315 BACON ST, MONROE, MI 48161-4032 |
| Document Number | 0000020148 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022R20148 |
| Name | MONROE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, MI 48162 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1315 BACON ST, MONROE, MI 48161-4032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1315 BACON ST, MONROE, MI 48161-4032 |
| Document Number | 0000019847 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020R19847 |
| Name | MONROE COUNTY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, MI 48162 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
The 2025 property tax bill for 1315 Bacon St was $1,906 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,500 Land $15,050 Building $78,450 | $187,000 Land $30,100 Building $156,900 | |
| 2025 | $1,906.00 Homeowner's exemption | ||
| 2023 | $1,688.00 Homeowner's exemption | $65,400 | $130,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 Bacon St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1982–2024) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 Bacon St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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