1315 Avondale Spring Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1315 Avondale Spring Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,595 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2006)
Tax Bill	$5,566 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T032500082`

Property Details

APN / Parcel Number

Primary APN	`T032500082`
Alternative APN	`2-0126-8930-00-0039.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,595 sqft Living Area
Gross Area	4,611 sqft
1st Floor Area	2,955 sqft
Basement Area	1,256 sqft
Finished Basement	640 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T032500082
Street Address	1315 AVONDALE SPRING DR
City	O FALLON
State	MO
Zip	63368-7995
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING ORCHARD #1 LOT 39
Legal Subdivision	SPRING ORCHARD #1
Legal Lot Number	39
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3003
Census Tract	311739

Owner

1315 Avondale Spring Dr is owned and occupied by two individuals who acquired it in June 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1315 AVONDALE SPRING DR, O FALLON, MO 63368-7995
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Beneficiary Deed, Transfer
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2006 · Amount on File
Deed Sale	Jun 27, 2006 · Amount on File
Prior Sale	Nov 7, 2003 · Amount on File
Deed Document Number	2006542060
Deed Book / Page	4516 / 2129
Last Transfer Date	Jun 9, 2023
Transfer Doc	0000023264
Record Updated	Oct 29, 2026

June 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2023
Property Address	1315 AVONDALE SPRING DR, O FALLON, MO 63368-7995
Document Number	0000023264
Map Reference	MB 38 PG 271
Instrument Date	Jun 9, 2023
Instrument	2023R-023264
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1315 AVONDALE SPRING DR, O FALLON, MO 63368-7995

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1315 AVONDALE SPRING DR, O FALLON, MO 63368-7995
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 AVONDALE SPRING DR, O FALLON, MO 63368-7995

Mortgage

Document Number	0000075658
Date	Sep 9, 2021
Instrument	2021R-075658

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1315 Avondale Spring Dr was $5,566.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,908 (-)	$457,412 (-) Land $60,002 Building $397,410
2025	$5,566.00	$86,908	$457,412 Land $60,002 Building $397,410
2023		$81,761 (+33.84%)
2022	$4,337.00	$61,090	$430,320 (+33.84%) Land $40,002 Building $390,318
2021			$321,529 Land $40,002 Building $281,527

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1315 Avondale Spring Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 Avondale Spring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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