1315 Ada St, Kearney, MO 64060 Property Records

Clay County property record for 1315 Ada St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,211 sqft · built 1992
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Dec 2020)
Tax Bill	$2,341 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-917-00-01-003.00`

Property Details

APN / Parcel Number

Primary APN	`07-917-00-01-003.00`
Alternative APNs	`0791700010030001` `7917000100300` `237804`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
Gross Area	2,962 sqft
1st Floor Area	1,211 sqft
Basement Area	1,211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	124 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1315 ADA ST
City	KEARNEY
State	MO
Zip	64060-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 3RD PLAT LT 61
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	SOUTHBROOK 03
Legal Lot Number	61
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3015
Census Tract	21812

Owner

1315 Ada St is owned and occupied by two individuals who acquired it in July 2023.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1315 ADA ST, KEARNEY, MO 64060-8313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Aug 31, 2004
Deed Document Number	202049821
Deed Book / Page	8906 / 75
Last Transfer Date	Jul 25, 2023
Transfer Doc	0000017834
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Dec 18, 2020
Property Address	1315 ADA ST, KEARNEY, MO 64060-8313
Document Number	0000049821
Book / Page	8906 / 75
Instrument Date	Dec 18, 2020
Instrument	2020049821
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	THOMSON AFFINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 ADA ST, KEARNEY, MO 64060-8313

Mortgage

Document Number	0000049822
Date	Dec 18, 2020
Instrument	2020049822

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,570	$229,316
2024	$2,341.00 (+0.34%)
2023	$2,333.00 (+12.33%)	$34,160 (+16.15%)	$179,789
2022	$2,077.00	$29,410
2021			$154,789
2019	$1,991.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1315 Ada St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 Ada St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Intercept Fiber, Verizon, Wisper ISP.

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