1315 3rd Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 1315 3rd Ave N, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2020)
Tax Bill	$5,984 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-003167-000`

Property Details

APN / Parcel Number

Primary APN	`018-003167-000`
Alternative APNs	`18 3167 0` `43333`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	43333
Old Parcel Number	18 3167 0
Street Address	1315 3RD AVE N
City	ONALASKA
State	WI
Zip	54650-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR RIDGE II LOT 23 BLOCK 1
Legal Range	07
Legal Township	17
Legal Section	32
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	CEDAR RDG II
Legal Block	1
Legal Lot Number	23
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	1
Census Block	1026
Census Tract	10404

Owner

1315 3rd Ave N is owned and occupied by an individual who bought it in July 2020.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1315 3RD AVE N, ONALASKA, WI 54650-9130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage MAYO EMPLOYEES FCU
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Dec 11, 2015 · Amount on File
Deed Document Number	1750470
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1315 3RD AVE N, ONALASKA, WI 54650-9130
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001818414
Date	Mar 25, 2024
Instrument	1818414

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 25, 2044

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1315 3RD AVE N, ONALASKA, WI 54650-9130
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001788661
Date	Jan 31, 2022
Instrument	1788661

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 28, 2032

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 17, 2020
Property Address	1315 3RD AVE N, ONALASKA, WI 54650-9130
Document Number	0001750470
Instrument Date	Jul 15, 2020
Instrument	1750470
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001750471
Date	Jul 17, 2020
Instrument	1750471

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1315 3rd Ave N was $5,984 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,984.00 Homeowner's exemption	$452,400 Land $70,000 Building $382,400	$457,600
2023	$6,001.00 Homeowner's exemption	$355,400 Land $50,000 Building $305,400	$355,400 Land $50,000 Building $305,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1315 3rd Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1315 3rd Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures