13149 W Clay Dr, Dubuque, IA 52002 Property Records

Dubuque County property record for 13149 W Clay Dr, Dubuque, IA 52002

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 1,992 sqft · built 2003
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on Record
Last Sale$459,000 (Nov 2025)
Tax Bill$4,332 (2024)
Deeds & MortgagesOct 2025 Line of Credit
Nov 2025 Sale & Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-27-377-008

Property Details

APN / Parcel Number

Primary APN09-27-377-008

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,992 sqft Living Area
1st Floor Area1,740 sqft
Basement Area1,740 sqft
Finished Basement600 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area45,302 sqft (1.04 acres)
Garage TypeAttached
Garage Area764 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area132 sqft
Deck Area180 sqft
Patio Area676 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address13149 W CLAY DR
CityDUBUQUE
StateIA
Zip52002-9667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCO
Legal DescriptionLOT 17 WEST CLAY SUB;
Legal SubdivisionWEST CLAY SUB
Legal Lot Number17
JurisdictionDUBUQUE IA
Township / Civil DivisionCENTER
Census Block Group3
Census Block3001
Census Tract10201

Owner

Source: Dubuque County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address13149 W CLAY DR, DUBUQUE, IA 52002-9667
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · Line of Credit
FIDELITY BANK & TRUST
Nov 10, 2025Warranty Deed, Transfer · Line of Credit
FIDELITY BANK & TRUST
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU
Nov 15, 2017Warranty Deed, Transfer
Apr 19, 2017Warranty Deed, Transfer · ARM
UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleNov 15, 2017
Deed Document Number2025-00012209
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address13149 W CLAY DR, DUBUQUE, IA 52002-9667
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address13149 W CLAY DR, DUBUQUE, IA 52002-9667

Mortgage

Document Number0000011299
DateOct 20, 2025
Instrument2025-00011299
Lender
NameFIDELITY BANK & TRUST
TypeBank
Address102 BIERMAN RD, EPWORTH, IA 52045
Agreement
TypeLine of Credit
Term120 Months
DueOct 20, 2035
Interest
Change FrequencyMonthly

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateNov 10, 2025
Property Address13149 W CLAY DR, DUBUQUE, IA 52002-9667
Document Number0000012209
Instrument DateNov 10, 2025
Instrument2025-00012209
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$733.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13149 W CLAY DR, DUBUQUE, IA 52002-9667

Mortgage

Document Number0000012210
DateNov 10, 2025
Instrument2025-00012210
Lender
NameFIDELITY BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address13149 W CLAY DR, DUBUQUE, IA 52002-9667
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018444
DateNov 20, 2020
Instrument2020-00018444
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateNov 15, 2017
Property Address13149 W CLAY DR, DUBUQUE, IA 52002-9667
Document Number0000014171
Instrument DateNov 14, 2017
Instrument14171
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13149 W CLAY DR DUBUQUE IA 520029667, DUBUQUE, IA 52002-9667

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateApr 19, 2017
Property Address13149 W CLAY DR, DUBUQUE, IA 52002-9667
Document Number0000004441
Instrument DateApr 13, 2017
Instrument2017-00004441
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$466.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13149 W CLAY DR, DUBUQUE, IA 52002-9667

Mortgage

Document Number0000004442
DateApr 19, 2017
Instrument2017-00004442
Lender
NameUNIVERSITY OF IOWA COMMUNITY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 5, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2022
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change6.25%
Index1-Year CMT
Max Rate10.2%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$425,100 (+11.69%) Land $73,700 Building $351,400$425,100 (+11.69%) Land $73,700 Building $351,400
2024$4,332.00 (+4.29%)
2023$380,600 (+25.78%) Land $70,200 Building $310,400$380,600 (+25.78%) Land $70,200 Building $310,400
2022$4,154.00 Homeowner's exemption$302,580 Land $65,000 Building $237,580
2021$302,580 Land $65,000 Building $237,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Maquoketa Valley Electric Cooperative
Fiber
1,000 / 1,000
Comelec Internet Services
Fixed Wireless
280 / 50
Nextlink
Fixed Wireless
100 / 20

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