Frederick County property record for 13148 Jesse Smith Rd, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,348 sqft · built 1975 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Apr 2024) |
| Tax Bill | $4,466 (2024) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-381478 |
| Primary APN | 18-381478 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 2,712 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 42,253 sqft (0.97 acres) |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 480 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 381478 |
|---|---|
| Street Address | 13148 JESSE SMITH RD |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-5920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 7 SECT I 0.97 AC N/S JESSE SMITH RD HELLIESEN SUB |
| Legal Subdivision | HELLIESEN SUB |
| Legal Lot Number | 7 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 18, WOODVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 751802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
13148 Jesse Smith Rd is owned and occupied by two individuals who bought it in April 2024.
Source: Frederick County records, as of September 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13148 JESSE SMITH RD, MOUNT AIRY, MD 21771-5920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed, Transfer · FHA Mortgage VELLUM MORTGAGE LLC |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jun 23, 2017 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Mar 22, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage LENDINGHOME FNDG |
| Mar 22, 2017 | Grant Deed, Transfer CROWN TITLE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on File |
| Deed Sale | Apr 23, 2024 · Amount on File |
| Prior Sale | Jun 29, 2017 · Amount on File |
| Prior Transfer Date | Dec 14, 2006 |
| Prior Transfer Doc | 0065120477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 23, 2024 |
| Property Address | 13148 JESSE SMITH RD, MOUNT AIRY, MD 21771-5920 |
| Document Number | 0168360461 |
| Book / Page | 16836 / 461 |
| Map Reference | MB 10 PL 58 |
| Instrument Date | Apr 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,487.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13148 JESSE SMITH RD, MOUNT AIRY, MD 21771-5920 |
| Document Number | 0016836469 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 16836/469 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13148 JESSE SMITH RD, MOUNT AIRY, MD 21771-5920 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 13148 JESSE SMITH RD, MOUNT AIRY, MD 21771-5920 |
| Document Number | 0143430074 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 14343/74 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13148 JESSE SMITH RD, MOUNT AIRY, MD 21771-5920 |
| Document Number | 0119020507 |
| Book / Page | 011902 / 000507 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13148 JESSE SMITH RD MOUNT AIRY MD 217715920, MOUNT AIRY, MD 21771-5920 |
| Document Number | 0119020507 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 011902/000507 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 22, 2017 |
| Property Address | 13148 JESSE SMITH RD, MOUNT AIRY, MD 21771-5920 |
| Document Number | 0117270290 |
| Book / Page | 011727 / 000290 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 9, 2019 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5315 MERLIN CT ELLICOTT CITY MD 21042, ELLICOTT CITY, MD 21042 |
| Document Number | 117270290 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 011727/000290 |
| Name | LENDINGHOME FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 22, 2017 |
| Property Address | 13148 JESSE SMITH RD, MOUNT AIRY, MD 21771-5920 |
| Document Number | 0117270284 |
| Book / Page | 011727 / 000284 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Tax | $210.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13148 JESSE SMITH RD MOUNT AIRY MD 217715920, MOUNT AIRY, MD 21771-5920 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $409,933 | $516,600 Land $171,200 Building $345,400 | |
| 2024 | $4,466.00 (+7.48%) | ||
| 2023 | $4,155.00 | $341,933 | $356,600 Land $149,600 Building $207,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13148 Jesse Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13148 Jesse Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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