13145 Ridgedale Dr, Poway, CA 92064 Property Records

San Diego County property record for 13145 Ridgedale Dr, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,562 sqft · built 1966
Lot Size0.223 acres (9,700 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Oct 2018)
Tax Bill$8,146 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN317-460-02-00

Property Details

APN / Parcel Number

Primary APN317-460-02-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,562 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,700 sqft (0.223 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address13145 RIDGEDALE DR
CityPOWAY
StateCA
Zip92064-4311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 10 TR 004998
Legal SubdivisionPOWAY ESTATES
Legal Tract004998
Legal Block3
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3007
Census Tract17040

Owner

Source: San Diego County records · APN 317-460-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13145 RIDGEDALE DR, POWAY, CA 92064-4311
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2020Deed of Trust, Mortgage · Line of Credit
ZB NA
Dec 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Oct 09, 2018Grant Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2018 · Amount on Record
Deed SaleOct 09, 2018 · Amount on Record
Prior SaleAug 21, 2013 · Amount on Record
Deed Document Number2018418988
Prior Transfer DateNov 11, 2005
Prior Transfer Doc0001006572
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13145 RIDGEDALE DR, POWAY, CA 92064-4311
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address13145 RIDGEDALE DR, POWAY, CA 92064-4311

Mortgage

Document Number0000519165
DateSep 08, 2020
Instrument2020-0519165
Lender
NameZB NA
TypeBank
AddressENCINITAS, CA 92024
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13145 RIDGEDALE DR, POWAY, CA 92064-4311
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address13145 RIDGEDALE DR, POWAY, CA 92064-4311

Mortgage

Document Number0000785175
DateDec 08, 2020
Instrument2020-0785175
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13145 RIDGEDALE DR, POWAY, CA 92064-4311
Document Number0000037291
Instrument DateJan 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2019
Title CompanyAMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13145 RIDGEDALE DR POWAY CA 920644311, POWAY, CA 92064-4311

Mortgage

Document Number0000037291
DateFeb 01, 2019
Instrument37291
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 31, 2049

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 09, 2018
Property Address13145 RIDGEDALE DR, POWAY, CA 92064-4311
Document Number0000418988
Map ReferenceMAP 4998
Instrument DateSep 10, 2018
Instrument2018-0418988
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address13145 RIDGEDALE DR, POWAY, CA 92064-4311

Mortgage

Document Number0000418989
DateOct 09, 2018
Instrument2018-0418989
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$728,204 (+2%) Land $200,959 Building $527,245
2025$8,146.00 (+4.91%)$713,926 (+4.04%) Land $197,019 Building $516,907
2023$7,765.00 (+1.68%)$686,205 Land $189,369 Building $496,836
2022$7,637.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 370 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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