Lake County property record for 13142 Suburban Ter, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,466 sqft · built 1958 |
| Lot Size | 0.355 acres (15,482 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Nov 2020) |
| Tax Bill | $4,715 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-22-26-0200-002-01400 |
| Primary APN | 25-22-26-0200-002-01400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Shingle |
| Lot Area | 15,482 sqft (0.355 acres) |
| Lot Width | 82 ft Width |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 476 sqft |
| Porch | Open Porch |
| Porch Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1683696 |
|---|---|
| Street Address | 13142 SUBURBAN TER |
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-9623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBURBAN SHORES N 81 FT OF LOT 14 S 6 FT OF LOT 15 BLK 2 PB 12 PG 82 ORB 5578 PG 2154 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 25 |
| Legal Subdivision | SUBURBAN SHORES |
| Legal Tract | 200 |
| Legal Block | 2 |
| Legal Lot Number | 14-15 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 31306 |
13142 Suburban Ter is owned and occupied by an individual who bought it in November 2020.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13142 SUBURBAN TER, WINTER GARDEN, FL 34787-9623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Nov 9, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Jul 28, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 5, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on File |
| Deed Sale | Nov 9, 2020 · Amount on File |
| Prior Sale | Jul 28, 2020 · Amount on File |
| Deed Document Number | 2020125644 |
| Deed Book / Page | 5578 / 2154 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 13142 SUBURBAN TER, WINTER GARDEN, FL 34787-9623 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13142 SUBURBAN TER, WINTER GARDEN, FL 34787-9623 |
| Document Number | 0059990184 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 5999/184 |
| Instrument | 2022102308 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 9, 2020 |
| Property Address | 13142 SUBURBAN TER, WINTER GARDEN, FL 34787-9623 |
| Document Number | 0055782154 |
| Book / Page | 5578 / 2154 |
| Map Reference | MB 12 PG 82 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 2020125644 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 784595, WINTER GARDEN, FL 34778-4595 |
| Name | Verified Name |
|---|---|
| Address | 13142 SUBURBAN TER, WINTER GARDEN, FL 34787-9623 |
| Document Number | 0055782156 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 5578/2156 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 28, 2020 |
| Property Address | 13142 SUBURBAN TER, WINTER GARDEN, FL 34787-9623 |
| Document Number | 0055120761 |
| Book / Page | 005512 / 000761 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 80816 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 784595 WINTER GARDEN FL 347784595, WINTER GARDEN, FL 34778-4595 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 13142 SUBURBAN TER, WINTER GARDEN, FL 34787-9623 |
| Document Number | 0049991781 |
| Book / Page | 004999 / 001781 |
| Instrument Date | Sep 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 13142 SUBURBAN TER WINTER GARDEN FL 347879623, WINTER GARDEN, FL 34787-9623 |
| Document Number | 0049991781 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 004999/001781 |
| Instrument | 98291 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $338,084 Land $75,000 Building $263,084 | $338,084 Land $75,000 Building $263,084 | |
| 2024 | $4,715.00 (+16.94%) | ||
| 2023 | $4,032.00 (+8.1%) Homeowner's exemption | $299,020 (+9.18%) | $299,020 (+9.18%) Land $75,000 Building $224,020 |
| 2022 | $3,730.00 | $273,875 | $273,875 Land $50,000 Building $223,875 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13142 Suburban Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13142 Suburban Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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