Orange County property record for 13142 Kegan St, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,283 sqft · built 2015 |
| Lot Size | 0.103 acres (4,478 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Nov 2020) |
| Tax Bill | $8,209 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-23-27-9152-00-440 |
| Primary APN | 26-23-27-9152-00-440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,283 sqft Living Area |
| Gross Area | 3,117 sqft |
| 1st Floor Area | 1,273 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,478 sqft (0.103 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 185 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 13142 KEGAN ST |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WINDERMERE SOUND 82/64 LOT 44 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 26 |
| Legal Subdivision | WINDERMERE SOUND |
| Legal Tract | 9152 |
| Legal Lot Number | 44 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 17112 |
13142 Kegan St is owned by two individuals who bought it in November 2020.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13058 OVERSTREET RD, WINDERMERE, FL 34786-6751 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 25, 2018 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Feb 9, 2017 | Quit Claim Deed, Transfer GRACE TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 11, 2020 · Amount on File |
| Deed Sale | Nov 11, 2020 · Amount on File |
| Prior Sale | Apr 10, 2015 · Amount on File |
| Deed Document Number | 2020590122 |
| Prior Transfer Date | Feb 2, 2017 |
| Prior Transfer Doc | 0000076960 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13142 KEGAN ST, WINDERMERE, FL 34786-6432 |
| Document Number | 0000414241 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 13142 REGAN ST WINDERMERE FL 34786, WINDERMERE, FL 34786 |
| Document Number | 0000414241 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 414241 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13142 KEGAN ST, WINDERMERE, FL 34786-6432 |
| Document Number | 0000435517 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13142 KEGAN ST WINDERMERE FL 347866432, WINDERMERE, FL 34786-6432 |
| Document Number | 0000435517 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 435517 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Rate | 4.62% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 9, 2017 |
| Property Address | 13142 KEGAN ST, WINDERMERE, FL 34786-6432 |
| Document Number | 0000076960 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 76960 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2017 |
| Title Company | GRACE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $782.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13142 KEGAN ST WINDERMERE FL 347866432, WINDERMERE, FL 34786-6432 |
The 2025 property tax bill for 13142 Kegan St was $8,209, up 8.5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,456 (+1%) | $510,820 (-1.09%) Land $120,000 Building $390,820 | |
| 2025 | $8,209.00 (+8.51%) | $436,778 | $516,470 Land $120,000 Building $396,470 |
| 2024 | $7,565.00 (+16.98%) | ||
| 2023 | $6,467.00 (+11.67%) | $420,645 (+14.54%) Land $85,000 Building $335,645 | $420,645 (+14.54%) Land $85,000 Building $335,645 |
| 2022 | $5,791.00 | $367,248 Land $85,000 Building $282,248 | $367,248 Land $85,000 Building $282,248 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13142 Kegan St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13142 Kegan St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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