13142 E 1800th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 13142 E 1800th Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,756 sqft · built 1972
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Jun 2017)
Tax Bill	$4,150 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-27-032-053`

Property Details

APN / Parcel Number

Primary APN	`03-27-032-053`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,756 sqft Base Area
1st Floor Area	1,756 sqft
Basement Area	1,756 sqft
Unfinished Basement	1,560 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	1,560 sqft

Location & Zoning

Street Address	13142 E 1800TH AVE
City	EFFINGHAM
State	IL
Zip	62401-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 309.8FT OF S 421.88FT LYING W OF WILD OAK SUB E1/2 W1/2 SW AKA TRACT 1 POS 3309/350 3309/347 444/347
Legal Subdivision	WILD OAK SUB
Legal Tract	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1016
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13142 E 1800TH AVE, EFFINGHAM, IL 62401-6851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	20171702747
Deed Book / Page	3309 / 347
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13142 E 1800TH AVE, EFFINGHAM, IL 62401-6851
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202525004644
Date	Dec 22, 2025
Instrument	202525004644

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	300 SUR WOODS DR, EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 17, 2045

Interest

Rate Type	Adjustable Rate
Rate	7.96%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 17, 2032
Change Frequency	Annually
Min Rate At Change	5.96%
Max Rate At Change	9.96%
Index	1-Year CMT
Max Rate	12.9%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13142 E 1800TH AVE, EFFINGHAM, IL 62401-6851
Transaction Type	Mortgage
Record Updated	Oct 28, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3610/159
Date	Sep 14, 2020
Book Page	3610/159
Instrument	202020005074

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	13142 E 1800TH AVE, EFFINGHAM, IL 62401-6851
Transaction Type	Mortgage
Record Updated	May 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3547/6
Date	Apr 6, 2020
Book Page	3547/6
Instrument	202020001426

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 23, 2017
Property Address	13142 E 1800TH AVE, EFFINGHAM, IL 62401-6851
Document Number	3309/347
Book / Page	3309 / 347
Instrument Date	Jun 23, 2017
Instrument	201701702747
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 GRANADA DR, 307, SOUTH SAN FRANCISCO, CA 94080-5653

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13142 E 1800TH AVE, EFFINGHAM, IL 62401-6851

Mortgage

Document Number	201701702748
Date	Jun 23, 2017
Instrument	201701702748

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,150.00 (+27.42%)	$90,660 (+31.89%) Land $22,130 Building $68,530	$271,980 (+31.89%) Land $66,390 Building $205,590
2022	$3,257.00 Homeowner's exemption	$68,740 Land $16,780 Building $51,960	$206,220 Land $50,340 Building $155,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E 1800th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures