1314 W Elm St, Oxnard, CA 93033 Property Records

Ventura County property record for 1314 W Elm St, Oxnard, CA 93033

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 2,817 sqft · built 1955
Lot Size0.138 acres (6,003 sqft)
Owner2 Company Names on Record
Last Sale$45,000 (Jul 1998)
Tax Bill$2,115 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN203-0-144-235

Property Details

APN / Parcel Number

Primary APN203-0-144-235

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,817 sqft Living Area
Gross Area1,233 sqft
1st Floor Area1,233 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area6,003 sqft (0.138 acres)
Lot Dimensions98 ft deep x 61 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area50 sqft
Deck Area284 sqft
Patio Area284 sqft

Location & Zoning

Street Address1314 W ELM ST
CityOXNARD
StateCA
Zip93033-3062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT: 38 REF: 022MR 018
Legal SubdivisionOXNARD PARK GARDENS TRACT UNIT #1
Legal Block144
Legal Lot Number38
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group4
Census Block4002
Census Tract3700

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1314 W ELM ST, OXNARD, CA 93033-3062
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 1998 · Amount on Record
Deed SaleJul 1, 1998 · Amount on Record
Deed Document Number1998107859
Last Transfer DateOct 21, 2015
Transfer Doc0000157705
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address1314 W ELM ST, OXNARD, CA 93033-3062
Transaction TypeMortgage
Record UpdatedMay 31, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 W ELM ST, OXNARD, CA 93033-3062

Mortgage

Document Number2022000057951
DateMay 17, 2022
Instrument2022000057951
Lender
NameCBC FCU
TypeCredit Union
AddressOXNARD, CA 93036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2037

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$178,266 (+2%) Land $14,972 Building $163,294
2025$2,115.00 (+2.17%) Homeowner's exemption$174,771 (+4.04%) Land $14,678 Building $160,093
2024$2,070.00 (+3.81%)
2023$1,994.00 (+3.16%) Homeowner's exemption$167,986 Land $14,109 Building $153,877
2022$1,933.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people · EPA ID CA5610007
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Yondoo Broadband.

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