Broome County and Chenango Town property record for 1314 Upper Front St, Binghamton, NY 13901
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,100 sqft · built 2001 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $399,000 (Aug 2021) |
| Tax Bill | $29,746 (2026) |
| APN | 032400 111.12-5-17 |
| Primary APN | 032400 111.12-5-17 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,100 sqft Gross Area |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Width | 63 ft Width |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24111125170 |
|---|---|
| Street Address | 1314 UPPER FRONT ST |
| City | BINGHAMTON |
| State | NY |
| Zip | 13901-1011 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | Z PARCEL |
| Legal Block | 5 |
| Legal Lot Number | 17.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | CHENANGO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 12102 |
1314 Upper Front St, a commercial property, is owned by a company that bought it in August 2021.
Source: Broome County and Chenango Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 428, BUFFALO, NY 14231-0428 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on File |
| Deed Sale | Aug 16, 2021 · Amount on File |
| Deed Document Number | 202122611 |
| Deed Book / Page | 2661 / 225 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1314 Upper Front St was $29,746, up 4% from the year before.
Source: Broome County and Chenango Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Chenango Town |
| Unified School District | Chenango Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,746.00 (+4.03%) | ||
| 2025 | $28,595.00 (+6.46%) | $446,400 Land $96,400 Building $350,000 | $1,040,600 Land $224,717 Building $815,883 |
| 2024 | $26,861.00 | ||
| 2023 | $446,400 Land $96,400 Building $350,000 | $878,740 Land $189,764 Building $688,976 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1314 Upper Front St; there have been 34 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 34 (1979–2025) |
| Claims Outside the SFHA | 5 of 34 |
| Most Recent Claim | Aug 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1314 Upper Front St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHENANGO CONSOLIDATED WD #1 serves 9,200 people · EPA ID NY0301653 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Zeta Broadband.
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