1314 Underdown Ave SW, Lenoir, NC 28645 Property Records

Caldwell County property record for 1314 Underdown Ave SW, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,070 sqft · built 1960
Lot Size	0.318 acres (13,870 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Mar 2002)
Tax Bill	$513 (2026)
Deeds & Mortgages	May 2022 Sale Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06 44 4 6`

Property Details

APN / Parcel Number

Primary APN	`06 44 4 6`
Alternative APN	`161976`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,070 sqft Heated Area
Gross Area	2,684 sqft
1st Floor Area	1,070 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	13,870 sqft (0.318 acres)
Lot Dimensions	190 ft deep x 73 ft wide
Garage Type	Mixed
Garage Area	1,128 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	161976
Street Address	1314 UNDERDOWN AVE SW
City	LENOIR
State	NC
Zip	28645-5545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1924 PG 1794 YR 2017 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	6
Census Block	6004
Census Tract	30100

Owner

1314 Underdown Ave SW is owned and occupied by two individuals who acquired it in August 2017.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1314 UNDERDOWN AVE SW, LENOIR, NC 28645-5545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed, Transfer
Aug 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2002 · Amount on File
Deed Sale	Mar 13, 2002 · Amount on File
Prior Sale	Dec 12, 1997
Deed Book / Page	1384 / 1049
Last Transfer Date	Aug 10, 2017
Transfer Doc	0019241794
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL NC
Recording Date	May 12, 2022
Property Address	1314 UNDERDOWN AVE SW, LENOIR, NC 28645-5545
Document Number	0020560987
Book / Page	2056 / 987
Map Reference	MB 36 PG 2
Instrument Date	Apr 20, 2022
Instrument	10072243
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 UNDERDOWN AVE SW, LENOIR, NC 28645-5545

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 15, 2017
Property Address	1314 UNDERDOWN AVE SW, LENOIR, NC 28645-5545
Document Number	0010014153
Book / Page	001924 / 001795
Instrument Date	Aug 10, 2017
Instrument	10014153
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1314 UNDERDOWN AVE SW LENOIR NC 286455545, LENOIR, NC 28645-5545

Tax Assessment & Valuation

The 2026 property tax bill for 1314 Underdown Ave SW was $513, down 25.3% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$513.00 (-25.33%)	$106,200 (-0.09%) Land $8,000 Building $98,200
2025	$687.00 (+118.1%)	$106,300 Land $8,000 Building $98,300	$106,200 Land $8,000 Building $98,200
2024	$315.00
2023		$47,200 (-) Land $8,000 Building $39,200	$47,200 (-) Land $8,000 Building $39,200
2022	$582.00	$47,200 Land $8,000 Building $39,200	$47,200 Land $8,000 Building $39,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1314 Underdown Ave SW in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1979–2009)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 Underdown Ave SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone.

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